Carroll County property record for 321 Lightning Ridge Rd, Eureka Springs, AR 72632
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,095 sqft · built 1985 |
| Lot Size | 4.7 acres (204,732 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $68,000 (Jul 2004) |
| Tax Bill | $365 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-07812-001 |
| Primary APN | 001-07812-001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,095 sqft Living Area |
| 1st Floor Area | 1,095 sqft |
| Flooring | Carpet |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Open Piers |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 204,732 sqft (4.7 acres) |
| Deck Area | 96 sqft |
| Patio Area | 128 sqft |
| Utility Building | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 321 LIGHTNING RIDGE RD |
|---|---|
| City | EUREKA SPRINGS |
| State | AR |
| Zip | 72632-9676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE SW TRACT A & TRACT B 2.93 AC & 1.07 AC |
| Legal Range | 26 |
| Legal Township | 20 |
| Legal Section | 23 |
| Legal Subdivision | 23-20-26 |
| Legal Tract | A,B |
| Jurisdiction | CARROLL AR |
| Township / Civil Division | CEDAR |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 950100 |
321 Lightning Ridge Rd is owned and occupied by two individuals who bought it in July 2004.
Source: Carroll County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 LIGHTNING RIDGE RD, EUREKA SPRINGS, AR 72632-9676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2018 | Deed of Trust, Mortgage · Line of Credit EQUITY BANK |
| Feb 3, 2023 | Deed of Trust, Mortgage · Line of Credit CS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2004 · Amount on File |
| Deed Sale | Jul 9, 2004 · Amount on File |
| Prior Sale | Jan 20, 1999 · Amount on File |
| Deed Book / Page | 164 / 684688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 321 LIGHTNING RIDGE RD, EUREKA SPRINGS, AR 72632-9676 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | MWEST2018/7001 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | MWEST2018/7001 |
| Name | EQUITY BANK |
|---|---|
| Type | Bank |
| Address | EUREKA SPRINGS, AR 72632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 29, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 321 LIGHTNING RIDGE RD, EUREKA SPRINGS, AR 72632-9676 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 321 LIGHTNING RIDGE RD, EUREKA SPRINGS, AR 72632-9676 |
| Document Number | 002023/475 |
|---|---|
| Date | Feb 3, 2023 |
| Book Page | 2023/475 |
| Name | CS BANK |
|---|---|
| Type | Bank |
| Address | EUREKA SPRINGS, AR 72632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jan 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 321 Lightning Ridge Rd was $365 with a homeowner's exemption.
Source: Carroll County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Carroll County |
| Unified School District | Eureka Springs School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,420 (-) Land $11,290 Building $26,130 | $187,100 (-) Land $56,450 Building $130,650 | |
| 2025 | $365.00 Homeowner's exemption | $37,420 Land $11,290 Building $26,130 | $187,100 Land $56,450 Building $130,650 |
| 2023 | $540.00 Homeowner's exemption | $28,330 Land $9,550 Building $18,780 | $141,650 Land $47,750 Building $93,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 321 Lightning Ridge Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2015–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | May 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Lightning Ridge Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 57% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARROLL-BOONE WATER DISTRICT serves 20 people · EPA ID AR0000675 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
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