321 Lighthouse Oval, Lakeside Marblehead, OH 43440 Property Records

Ottawa County property record for 321 Lighthouse Oval, Lakeside Marblehead, OH 43440

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,460 sqft · built 2015
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (May 2017)
Tax Bill	$3,086 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`025888-5`

Property Details

APN / Parcel Number

Primary APN	`025888-5`
Alternative APN	`014-20991-34670-057`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,460 sqft Living Area
1st Floor Area	1,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	96 ft deep x 59 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	025888-5
Street Address	321 LIGHTHOUSE OVAL
City	LAKESIDE MARBLEHEAD
State	OH
Zip	43440-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55A LIGHTHOUSE BLUFFS SUBD., PHASE II
Legal Subdivision	LIGHTHOUSE BLUFFS SUBD
Legal Lot Number	55A
Jurisdiction	OTTAWA OH
Township / Civil Division	DANBURY
Census Block Group	3
Census Block	3022
Census Tract	50302

Owner

321 Lighthouse Oval is owned and occupied by an individual who bought it in May 2017.

Source: Ottawa County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	321 LIGHTHOUSE OVAL, LAKESIDE MARBLEHEAD, OH 43440-2910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 4, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 19, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 1, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
May 3, 2017	Warranty Deed, Transfer · Closed-End Mortgage THE MARBLEHEAD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2017 · Amount on File
Deed Sale	May 3, 2017 · Amount on File
Deed Document Number	2017266846
Deed Book / Page	1631 / 44
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	321 LIGHTHOUSE OVAL, LAKESIDE MARBLEHEAD, OH 43440-2910
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 LIGHTHOUSE OVAL, LAKESIDE, OH 43440-2910

Mortgage

Document Number	0000001342
Date	Mar 10, 2026
Book Page	2072/663
Instrument	202600001342

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	321 LIGHTHOUSE OVAL, LAKESIDE MARBLEHEAD, OH 43440-2910
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 LIGHTHOUSE OVAL, LAKESIDE MARBLEHEAD, OH 43440-2910

Mortgage

Document Number	0000004818
Date	Aug 4, 2023
Book Page	1956/243
Instrument	202300004818

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	321 LIGHTHOUSE OVAL, LAKESIDE MARBLEHEAD, OH 43440-2910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000270523
Date	Sep 19, 2017
Book Page	1649/0113
Instrument	201700270523

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	OH 00000

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	OTTAWA OH
Recording Date	Feb 1, 2018
Property Address	321 LIGHTHOUSE OVAL, LAKESIDE MARBLEHEAD, OH 43440-2910
Document Number	0000273871
Book / Page	001665 / 000467
Instrument Date	Jan 4, 2018
Instrument	273871
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	321 LIGHTHOUSE OVAL MARBLEHEAD OH 434402910, MARBLEHEAD, OH 43440-2910

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	May 3, 2017
Property Address	321 LIGHTHOUSE OVAL, LAKESIDE MARBLEHEAD, OH 43440-2910
Document Number	0000266846
Book / Page	1631 / 0044
Map Reference	VOL64 PG24&25
Instrument Date	May 3, 2017
Instrument	201700266846
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	HARTUNG TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	321 LIGHTHOUSE OVAL, MARBLEHEAD, OH 43440-2910

Mortgage

Document Number	0000266847
Date	May 3, 2017
Instrument	201700266847

Lender

Name	THE MARBLEHEAD BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 321 Lighthouse Oval was $3,086, down 11.2% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Danbury Township
Unified School District	Danbury Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,086.00 (-11.22%)	$101,997 (-) Land $29,358 Building $72,639
2024	$3,476.00 (+32.32%)	$101,997 (+33.41%) Land $29,358 Building $72,639	$291,420 Land $83,880 Building $207,540
2023	$2,627.00 (-0.45%)	$76,455 (-) Land $17,784 Building $58,671
2022	$2,639.00	$76,455 Land $17,784 Building $58,671
2021			$218,440 Land $50,810 Building $167,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Lighthouse Oval in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1998–2021)
Most Recent Claim	May 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Lighthouse Oval is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD VILLAGE serves 865 people · EPA ID OH6202411
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Amplex Wireless, Verizon.

Nearby Properties on Lighthouse Oval

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures