321 Laurel St, Morgantown, WV 26505 Property Records

Monongalia County property record for 321 Laurel St, Morgantown, WV 26505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,752 sqft · built 1954
Lot Size	0.322 acres (14,026 sqft)
Owner	Trust Name on File
Last Sale	$285,000 (Oct 2017)
Tax Bill	$3,712 (2026)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-10-0023.0000`

Property Details

APN / Parcel Number

Primary APN	`15-10-0023.0000`
Alternative APN	`31-15-10-0023.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	2,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Stone
Lot Area	14,026 sqft (0.322 acres)
Lot Dimensions	156 ft deep x 90 ft wide
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 LAUREL ST
City	MORGANTOWN
State	WV
Zip	26505-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 182, PT 183
Legal Subdivision	PLAT OF SUNCREST PARK ADDITION
Legal Lot Number	182
Jurisdiction	MONONGALIA WV
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2026
Census Tract	10400

Owner

321 Laurel St is owner-occupied and held in a trust since October 2017.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	321 LAUREL ST, MORGANTOWN, WV 26505-3222
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2017 · Amount on File
Deed Sale	Oct 13, 2017 · Amount on File
Deed Document Number	2017700863
Deed Book / Page	1602 / 158
Prior Transfer Date	Feb 1, 2016
Prior Transfer Doc	1558/343
Record Updated	Oct 29, 2026

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Oct 13, 2017
Property Address	321 LAUREL ST, MORGANTOWN, WV 26505-3222
Document Number	0000700863
Book / Page	001602 / 000158
Instrument Date	Oct 3, 2017
Instrument	700863
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2910 SUN WAY MORGANTOWN WV 265050094, MORGANTOWN, WV 26505-0094

Mortgage

Document Number	700864
Date	Oct 13, 2017
Book Page	002207/000604
Instrument	700864

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 12, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 321 Laurel St was $3,712, down 0.1% from the year before.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Municipality	Morgantown City
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,712.00 (-0.05%)	$140,880 (-) Land $62,100 Building $78,780	$234,800 (-) Land $103,500 Building $131,300
2025	$3,714.00	$140,880 Land $62,100 Building $78,780	$234,800 Land $103,500 Building $131,300
2023	$3,718.00 (+4.59%)	$140,880 (+1.03%) Land $62,100 Building $78,780	$234,800 (+1.03%) Land $103,500 Building $131,300
2022	$3,555.00	$139,440 Land $62,100 Building $77,340	$232,400 Land $103,500 Building $128,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Laurel St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Most Recent Claim	Feb 2000 · Flooding, Severe Storms, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Laurel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.5% of West Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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