321 Lafayette Ave, Buffalo, NY 14213 Property Records

Erie County and Buffalo City property record for 321 Lafayette Ave, Buffalo, NY 14213

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,845 sqft · built 1912
Lot Size0.079 acres (3,450 sqft)
OwnerIndividual Name on File
Last Sale$625,000 (Apr 2025)
Tax Bill$1,575 (2026)
Deeds & MortgagesApr 2025 Sale & Mortgage
Nov 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN140200 99.28-1-1

Property Details

APN / Parcel Number

Primary APN140200 99.28-1-1
Alternative APNs
  • 02000992800001001000
  • 04813500

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,845 sqft Living Area
Gross Area2,846 sqft
1st Floor Area1,417 sqft
2nd Floor Area1,428 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 2021
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area3,450 sqft (0.079 acres)
Lot Dimensions115 ft deep x 30 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area136 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04813500
Street Address321 LAFAYETTE AVE
CityBUFFALO
StateNY
Zip14213-1459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN-2R
Legal DescriptionEAST COR HOYT
Legal SubdivisionSTEVENS SURVEY
Legal Block1
Legal Lot Number1.000
JurisdictionERIE NY
Township / Civil DivisionBUFFALO
Census Block Group4
Census Block4000
Census Tract6501

Owner

321 Lafayette Ave is owned and occupied by an individual who bought it in April 2025.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address321 LAFAYETTE AVE, BUFFALO, NY 14213-1459
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2025Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Nov 23, 2021Intrafamily Transfer, Transfer
Jan 13, 2021Warranty Deed, Transfer · Conventional Mortgage
KEY BANK NA
Oct 15, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 30, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2025 · Amount on File
Deed SaleApr 8, 2025 · Amount on File
Prior SaleJan 13, 2021 · Amount on File
Deed Document Number202563861
Deed Book / Page11444 / 2733
Prior Transfer DateOct 9, 2019
Prior Transfer Doc0113512647
Record UpdatedOct 29, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateApr 8, 2025
Property Address321 LAFAYETTE AVE, BUFFALO, NY 14213-1459
Document Number0114442733
Book / Page11444 / 2733
Instrument DateMar 28, 2025
Instrument2025063861
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address321 LAFAYETTE AVE, BUFFALO, NY 14213-1459

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address321 LAFAYETTE AVE, BUFFALO, NY 14213-1459

Mortgage

Document Number0141577206
DateApr 8, 2025
Instrument14157/7206
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2055

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionERIE NY
Recording DateNov 23, 2021
Property Address321 LAFAYETTE AVE, BUFFALO, NY 14213-1459
Document Number0113915522
Book / Page11391 / 5522
Instrument DateNov 22, 2021
Instrument2021234860
Transaction TypeTransfer
Record UpdatedApr 13, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 LAFAYETTE AVE, BUFFALO, NY 14213-1459

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateJan 13, 2021
Property Address321 LAFAYETTE AVE, BUFFALO, NY 14213-1459
Document Number0113727822
Book / Page11372 / 7822
Instrument DateDec 23, 2020
Instrument2021007462
Transaction TypeTransfer
Record UpdatedApr 14, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,772.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address321 LAFAYETTE AVE, 321, BUFFALO, NY 14213-1459

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 LAFAYETTE AVE, BUFFALO, NY 14213-1459

Mortgage

Document Number0139748889
DateJan 13, 2021
Instrument13974/8889
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionERIE NY
Recording DateOct 15, 2019
Property Address321 LAFAYETTE AVE, BUFFALO, NY 14213-1459
Document Number0113512647
Book / Page011351 / 002647
Instrument DateOct 9, 2019
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1 NIAGARA SQ BUFFALO NY 142023328, BUFFALO, NY 14202-3328

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionERIE NY
Recording DateMar 30, 2017
Property Address321 LAFAYETTE AVE, BUFFALO, NY 14213-1459
Document Number0113112483
Book / Page011311 / 002483
Instrument DateMar 24, 2017
Transaction TypeTransfer
Record UpdatedSep 8, 2017

Transaction

AmountAmount on Record
Tax$10.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address328 PARKER AVE BUFFALO NY 142162146, BUFFALO, NY 14216-2146

Tax Assessment & Valuation

The 2026 property tax bill for 321 Lafayette Ave was $1,575, down 61.6% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
MunicipalityBuffalo City
Unified School DistrictBuffalo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,575.00 (-61.58%)
2025$4,099.00 (+42.57%)$477,000 (+169.49%) Land $22,000 Building $455,000$477,000 (+65.74%) Land $22,000 Building $455,000
2024$2,875.00 (+212.84%)$177,000 (-) Land $6,400 Building $170,600$287,805 (+13.82%) Land $10,407 Building $277,398
2023$919.00$177,000 Land $6,400 Building $170,600$252,857 Land $9,143 Building $243,714

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 321 Lafayette Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 321 Lafayette Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO WATER AUTHORITY
serves 276,000 people · EPA ID NY1400422
Water SourceSurface water
Last State InspectionJul 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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