321 Kulp Rd, Minford, OH 45653 Property Records

Scioto County property record for 321 Kulp Rd, Minford, OH 45653

Property Summary

Property Type	Rural Home
Lot Size	5.37 acres (233,917 sqft)
Owner	Individual Name on File
Last Sale	$16,500 (Apr 2003)
Tax Bill	$4,468 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-0295.007`

Property Details

APN / Parcel Number

Primary APN	`10-0295.007`

Exterior

Lot Area	233,917 sqft (5.37 acres)
Garage Area	2,680 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	320 sqft
Deck Area	1,520 sqft
Patio Area	800 sqft
Shed	1 Shed
Shed Area	336 sqft
Canopy	576 sqft

Location & Zoning

Street Address	321 KULP RD
City	MINFORD
State	OH
Zip	45653-8846
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NW NE 5.375 ACRES RTS 20-4-11 MAP 02-004 321 KULP RD
Legal Range	20W
Legal Township	4N
Legal Section	11
Jurisdiction	SCIOTO OH
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2022
Census Tract	2100

Owner

321 Kulp Rd, a rural home, is owned and occupied by an individual who bought it in April 2003.

Source: Scioto County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	321 KULP RD, MINFORD, OH 45653-8846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage DESCO FCU
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit DESCO FCU
Mar 24, 2009	Deed of Trust, Mortgage U.S. BANK N.A.
Feb 15, 2008	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE COMPANY
Feb 26, 2013	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2003 · Amount on File
Deed Sale	Apr 7, 2003 · Amount on File
Prior Sale	Jan 24, 2002
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCIOTO OH
Property Address	321 KULP RD, MINFORD, OH 45653-8846
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004750
Date	Jul 12, 2022
Book Page	798/426
Instrument	2022R-4750

Lender

Name	DESCO FCU
Type	Credit Union
Address	PORTSMOUTH, OH 45662

Agreement

Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCIOTO OH
Property Address	321 KULP RD, MINFORD, OH 45653-8846
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001629
Date	Mar 18, 2026
Book Page	962/462
Instrument	2026R-1629

Lender

Name	DESCO FCU
Type	Credit Union
Address	PORTSMOUTH, OH 45662

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCIOTO OH
Property Address	321 KULP RD, MINFORD, OH 45653-8846
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	BESTITLE AGENCY INC, BESTITLE AGENCY, INC.

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000205/168
Date	Mar 24, 2009
Book Page	205/168
Instrument	001834

Lender

Name	U.S. BANK N.A.
Address	4801 FREDERICA ST, OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2024

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCIOTO OH
Property Address	321 KULP RD, MINFORD, OH 45653-8846
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000158/530
Date	Feb 15, 2008
Book Page	158/530
Instrument	2008R-1196

Lender

Name	FIFTH THIRD MORTGAGE COMPANY
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2038

February 2013: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	SCIOTO OH
Recording Date	Feb 26, 2013
Property Address	321 KULP RD, MINFORD, OH 45653-8846
Document Number	0000370/72
Book / Page	370 / 72
Instrument Date	Dec 28, 2012
Instrument	001423
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 KULP RD, MINFORD, OH 45653-8846

Tax Assessment & Valuation

The 2025 property tax bill for 321 Kulp Rd was $4,468 with a homeowner's exemption.

Source: Scioto County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Scioto County
County Subdivision	Madison Township
Unified School District	Minford Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,468.00 Homeowner's exemption	$137,410 (+25%) Land $14,690 Building $122,720	$392,610 (+25%) Land $41,980 Building $350,630
2024	$4,468.00 (+18.17%) Homeowner's exemption	$109,930 (-) Land $11,750 Building $98,180	$314,080 Land $33,580 Building $280,500
2023	$3,781.00 (+53.14%) Homeowner's exemption	$109,930 (+40.59%) Land $11,750 Building $98,180
2022	$2,469.00 Homeowner's exemption	$78,190 Land $11,750 Building $66,440	$314,080 Land $33,580 Building $280,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Kulp Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2004–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Kulp Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Minford Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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