321 Kuhrs Ln, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 321 Kuhrs Ln, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,476 sqft · built 1952
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jul 2022)
Tax Bill	$1,536 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-30-00-082.00`

Property Details

APN / Parcel Number

Primary APN	`042-30-00-082.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,476 sqft Finished Area
Gross Area	1,500 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	321 KUHRS LN
City	COVINGTON
State	KY
Zip	41015-1032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.10 ACS SWS KUHRS LN
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3023
Census Tract	65200

Owner

321 Kuhrs Ln is owned and occupied by an individual who bought it in July 2022.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	321 KUHRS LN, COVINGTON, KY 41015-1032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2022 · Amount on File
Deed Sale	Jul 20, 2022 · Amount on File
Deed Document Number	202296
Deed Book / Page	178 / 281
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 20, 2022
Property Address	321 KUHRS LN, COVINGTON, KY 41015-1032
Document Number	0005900096
Book / Page	178 / 281
Instrument Date	Jul 11, 2022
Instrument	22072005900096
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 PELLY RD, INDEPENDENCE, KY 41051-8137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 KUHRS LN, COVINGTON, KY 41015-1032

Mortgage

Document Number	0005900097
Date	Jul 20, 2022
Book Page	390/480
Instrument	22072005900097

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 321 Kuhrs Ln was $1,536.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Kenton Vale City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,000 (-) Land $30,000 Building $125,000	$155,000 (-) Land $30,000 Building $125,000
2025	$1,536.00	$155,000 Land $30,000 Building $125,000	$155,000 Land $30,000 Building $125,000
2023	$1,652.00	$155,000 Land $15,000 Building $140,000	$155,000 Land $15,000 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Kuhrs Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Kuhrs Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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