Union County property record for 321 Knotty Wood Dr, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,226 sqft · built 2025 |
| Lot Size | 0.176 acres (7,667 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Oct 2025) |
| Tax Bill | $675 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-177-346 |
| Primary APN | 09-177-346 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,226 sqft Living Area |
| 1st Floor Area | 889 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 7,667 sqft (0.176 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 321 KNOTTY WOOD DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #81 WELLINGTON POINTE OPCS335-339 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 20401 |
321 Knotty Wood Dr is owned and occupied by two individuals who bought it in October 2025.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 KNOTTY WOOD DR, MONROE, NC 28110-8460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2025 · Amount on File |
| Deed Sale | Oct 9, 2025 · Amount on File |
| Deed Document Number | 202526371 |
| Deed Book / Page | 9218 / 335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 9, 2025 |
| Property Address | 321 KNOTTY WOOD DR, MONROE, NC 28110-8460 |
| Document Number | 0009218335 |
| Book / Page | 9218 / 335 |
| Map Reference | CAB S PG 335-339 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 26371 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1916 AYRSLEY TOWN BLVD # BLVD110A, BLVD110A, CHARLOTTE, NC 28273-4397 |
| Name | Verified Name |
|---|---|
| Address | 321 KNOTTY WOOD DR, MONROE, NC 28110-8460 |
| Document Number | 0000026372 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 26372 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 321 Knotty Wood Dr was $675.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,700 (+442.95%) Land $77,300 Building $342,400 | $419,700 (+442.95%) Land $77,300 Building $342,400 | |
| 2025 | $675.00 | $77,300 Land $77,300 | $77,300 Land $77,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 321 Knotty Wood Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 321 Knotty Wood Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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