Madison County property record for 321 Kings Trace Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $126,800 (Sep 2021) |
| Tax Bill | $2,131 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0085-0004-0032 |
| Primary APN | 0085-0004-0032 |
|---|---|
| Alternative APNs |
|
| Lot Area | 44,431 sqft (1.02 acres) |
|---|
| Account Number | 71768 |
|---|---|
| Street Address | 321 KINGS TRACE DR |
| City | BEREA |
| State | KY |
| Zip | 40403-8752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KINGS TRACE LOT 32 PH 1 |
| Legal Subdivision | KINGS TRACE SUB |
| Legal Phase | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10901 |
Source: Madison County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 KINGS TRACE DR, BEREA, KY 40403-8752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2024 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Sep 17, 2021 | Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Deed Document Number | 202114053592 |
| Deed Book / Page | 811 / 519 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 321 KINGS TRACE DR, BEREA, KY 40403-8752 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 321 KINGS TRACE DR, BEREA, KY 40403-8752 |
| Document Number | 0M2289/770 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | M2289/770 |
| Instrument | 2014196463 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 17, 2021 |
| Property Address | 321 KINGS TRACE DR, BEREA, KY 40403-8752 |
| Document Number | D811/519 |
| Book / Page | D811 / 519 |
| Map Reference | MB 16 PG 12 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 2014053592 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 KINGS TRACE DR, 321, BEREA, KY 40403-8752 |
| Name | Verified Name |
|---|---|
| Address | 321 KINGS TRACE DR, BEREA, KY 40403-8752 |
| Document Number | 2014053593 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2014053593 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Jun 1, 2036 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,131.00 (+73.39%) | $226,000 (+78.23%) | $226,000 (+78.23%) |
| 2023 | $1,229.00 | $126,800 | $126,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
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