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  2. North Carolina
  3. Henderson County
  4. Flat Rock
  5. King Rd

321 King Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 321 King Rd, Flat Rock, NC 28731

Property Summary

Property TypeMobile Home
Details2 ba · 1,872 sqft · built 2022
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on File
Tax Bill$884 (2025)
Deeds & MortgagesAug 2022 Mortgage
Mar 2022 Sale
Flood ZoneZone X (minimal risk)
APN9598432518

Property Details

APN / Parcel Number

Primary APN9598432518
Alternative APN
  • 1000498

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,872 sqft Heated Area
1st Floor Area1,872 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area32,670 sqft (0.75 acres)
Deck Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1000498
Street Address321 KING RD
CityFLAT ROCK
StateNC
Zip28731-5605
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning Code1000498~R2
Legal DescriptionJULIA TAYLOR EST PROPERTY TR4 PL2005-5370
Legal SubdivisionJULIA TAYLOR EST
Legal Tract4
Legal Block43
Legal Lot Number2518
JurisdictionHENDERSON NC
Township / Civil DivisionBLUE RIDGE
Census Block Group1
Census Block1004
Census Tract930201

Owner

Source: Henderson County records · APN 9598432518

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address321 KING RD, FLAT ROCK, NC 28731-5605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
VANDERBILT MORTGAGE & FINANCE INC
Mar 14, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address321 KING RD, FLAT ROCK, NC 28731-5605
Transaction TypeMortgage
Record UpdatedJul 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039530638
DateAug 22, 2022
Book Page3953/638
Instrument985313
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
AddressMARYVILLE, TN 37804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term362 Months
DueOct 01, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateMar 14, 2022
Property Address321 KING RD, FLAT ROCK, NC 28731-5605
Document Number0038820667
Book / Page3882 / 667
Map ReferenceSL 5370
Instrument DateMar 08, 2022
Instrument975575
Transaction TypeTransfer
Record UpdatedJul 17, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address42 RUSS DR, EAST FLAT ROCK, NC 28726-4006

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 STREAMSIDE DR # 103, 103, HENDERSONVILLE, NC 28791-3181

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$210,200 (-) Land $35,100 Building $175,100
2025$884.00
2023$210,200 Land $35,100 Building $175,100$210,200 Land $35,100 Building $175,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Optimum Communications
Cable		940 / 35

May also be available: Verizon.

Based on FCC filings for 52 locations within half a mile of this property.

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