321 Kent Dr, Cocoa Beach, FL 32931 Property Records

Brevard County property record for 321 Kent Dr, Cocoa Beach, FL 32931

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,944 sqft · built 1967
Lot Size0.2 acres (8,712 sqft)
Owner2 Trust Names on File
Last Sale$545,000 (Sep 2017)
Tax Bill$7,740 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Jan 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-37-27-77-*-12

Property Details

APN / Parcel Number

Primary APN24-37-27-77-*-12
Alternative APNs
  • 24-37-27-77-00000.0-0012.00
  • 2437324

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,944 sqft Living Area
Gross Area2,979 sqft
1st Floor Area1,944 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions110 ft deep x 81 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area462 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area573 sqft
Deck Area601 sqft
Patio Area341 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2437324
Street Address321 KENT DR
CityCOCOA BEACH
StateFL
Zip32931-3819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionBAYVIEW PARK REPLAT LOT 12
Legal Range37E
Legal Township24S
Legal Section27
Legal SubdivisionBAYVIEW PARK REPLAT
Legal Lot Number12
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA BEACH-CAPE CANAVERAL
Census Block Group1
Census Block1005
Census Tract68400

Owner

321 Kent Dr is owner-occupied and held in a trust since September 2017.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Trust Names on File
Mailing Address321 KENT DR, COCOA BEACH, FL 32931-3819
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2020Deed of Trust, Mortgage · Line of Credit
WINGS FINANCIAL CU
Jan 2, 2018Deed of Trust, Mortgage · Line of Credit
WINGS FIN'L CU
Sep 13, 2017Warranty Deed, Transfer · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2017 · Amount on File
Deed SaleSep 13, 2017 · Amount on File
Prior SaleDec 5, 2016 · Amount on File
Deed Document Number2017189237
Prior Transfer DateAug 22, 1995
Prior Transfer Doc3502004109
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address321 KENT DR, COCOA BEACH, FL 32931-3819
Transaction TypeMortgage
Record UpdatedAug 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0086621570
DateFeb 12, 2020
Book Page8662/1570
Instrument2020034160
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
AddressSAINT PAUL, MN 55124
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueFeb 11, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address321 KENT DR, COCOA BEACH, FL 32931-3819
Document Number0080790022
Book / Page008079 / 000022
Instrument DateJan 2, 2018
Transaction TypeMortgage
Record UpdatedFeb 12, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address321 KENT DR COCOA BEACH FL 329313819, COCOA BEACH, FL 32931-3819

Mortgage

Document Number0080790022
DateJan 26, 2018
Book Page008079/000022
Instrument19842
Lender
NameWINGS FIN'L CU
AddressAPPLE VALLEY, MN 55124
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJan 25, 2033
Interest
Rate TypeAdjustable Rate

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 13, 2017
Property Address321 KENT DR, COCOA BEACH, FL 32931-3819
Document Number0079802044
Book / Page007980 / 002044
Instrument DateSep 8, 2017
Instrument189237
Transaction TypeTransfer
Record UpdatedAug 25, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,815.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address47660 ROYAL POINTE DR CANTON MI 481875463, CANTON, MI 48187-5463

Mortgage

Document Number79802046
DateSep 13, 2017
Book Page007980/002046
Instrument189238
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 12, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 321 Kent Dr was $7,740 with a homeowner's exemption, up 1.7% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityCocoa Beach City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$536,500 (+2.7%)$744,190 (-2.4%)
2025$7,740.00 (+1.74%)$522,400$762,460
2024$7,608.00 (+1.83%)
2023$7,471.00 (+7.36%) Homeowner's exemption$492,900 (+3%)$737,320 (+2.76%) Land $425,000 Building $312,320
2022$6,959.00 Homeowner's exemption$478,550$717,500 Land $425,000 Building $292,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Kent Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 178 individual policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies318 units insured
incl. 140 condo units
Nearby Flood Claims43 (1983–2024)
Claims Outside the SFHA22 of 43
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 4 claims
  • Hurricane Irma, Sep 2017 · 8 claims
  • Tropical Storm Fay, Aug 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 321 Kent Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Kent Dr

Nearby Streets

Search Property Records by Address or Parcel Number