321 Keach Ct, Steilacoom, WA 98388 Property Records

Pierce County property record for 321 Keach Ct, Steilacoom, WA 98388

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,126 sqft · built 1989
Lot Size	0.315 acres (13,718 sqft)
Owner	2 Individual Names on File
Last Sale	$559,719 (Jul 2017)
Tax Bill	$6,938 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`321702-0-330`

Property Details

APN / Parcel Number

Primary APN	`321702-0-330`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,126 sqft Living Area
Gross Area	3,654 sqft
1st Floor Area	1,765 sqft
Upper Floors Area	1,361 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Concrete
Lot Area	13,718 sqft (0.315 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	1,194 sqft
Patio Area	1,194 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	321 KEACH CT
City	STEILACOOM
State	WA
Zip	98388-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9.6
Legal Description	SECTION 06 TOWNSHIP 19 RANGE 02 QUARTER 33 CORMORANT PASSAGE DIV 2: CORMORANT PASSAGE DIV 2 L 33 EASE OF RECORD SE OF SW 06-19-02E APPROX 13,718 SQ FT OUT OF 02-19-06-3-088 & 3-089 SEG Y-0562 DL ES
Legal Range	02
Legal Township	19
Legal Section	06
Legal Subdivision	CORMORANT PASSAGE DIV 2
Legal Lot Number	33
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1010
Census Tract	72109

Owner

321 Keach Ct is owned by two individuals who bought it in July 2017.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1925 114TH LN SE, OLYMPIA, WA 98501-9207
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 12, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit HARBORSTONE CU
Jun 1, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Nov 2, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jul 14, 2017	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Prior Sale	Dec 10, 2008 · Amount on File
Deed Document Number	2017734
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	321 KEACH CT, STEILACOOM, WA 98388-3031
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 KEACH CT, STEILACOOM, WA 98388-3031

Mortgage

Document Number	0009060208
Date	Sep 6, 2022
Instrument	202209060208

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Aug 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	321 KEACH CT, STEILACOOM, WA 98388-3031
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010120078
Date	Oct 12, 2021
Instrument	202110120078

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	321 KEACH CT, STEILACOOM, WA 98388-3031
Document Number	2008140407
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 KEACH CT STEILACOOM WA 983883031, STEILACOOM, WA 98388-3031

Mortgage

Document Number	2008140407
Date	Aug 14, 2020
Instrument	202008140407

Lender

Name	HARBORSTONE CU
Type	Credit Union
Address	TACOMA, WA 98438

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 13, 2045

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	321 KEACH CT, STEILACOOM, WA 98388-3031
Document Number	2006050528
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 KEACH CT STEILACOOM WA 983883031, STEILACOOM, WA 98388-3031

Mortgage

Document Number	2006050528
Date	Jun 5, 2020
Instrument	202006050528

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	321 KEACH CT, STEILACOOM, WA 98388-3031
Document Number	1711070482
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 13, 2017
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 KEACH CT STEILACOOM WA 983883031, STEILACOOM, WA 98388-3031

Mortgage

Document Number	1711070482
Date	Nov 7, 2017
Instrument	201711070482

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 14, 2017
Property Address	321 KEACH CT, STEILACOOM, WA 98388-3031
Document Number	0007140734
Map Reference	DOC8709230278
Instrument Date	Jun 15, 2017
Instrument	201707140734
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	WFG NATL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,968.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 KEACH CT, STEILACOOM, WA 98388-3031

Mortgage

Document Number	0007140735
Date	Jul 14, 2017
Instrument	201707140735

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 321 Keach Ct was $6,938, up 1.6% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Steilacoom Town
Unified School District	Steilacoom Historical School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,938.00 (+1.55%)	$881,300 Land $289,600 Building $591,700	$881,300 Land $289,600 Building $591,700
2025	$6,832.00 (+3.89%)
2024	$6,576.00 (+0.84%)	$763,600 (+0.08%) Land $270,800 Building $492,800	$763,600 (+0.08%) Land $270,800 Building $492,800
2023	$6,521.00	$763,000 Land $279,600 Building $483,400	$763,000 Land $279,600 Building $483,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Keach Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2003–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Keach Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STEILACOOM serves 8,545 people · EPA ID WA5384000
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: CenturyLink.

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