Kendall County property record for 321 Judith Cir, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,120 sqft · built 2000 |
| Lot Size | 0.244 acres (10,617 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,500 (Oct 2006) |
| Tax Bill | $9,077 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-09-111-001 |
| Primary APN | 03-09-111-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,120 sqft Living Area |
| Gross Area | 3,840 sqft |
| 1st Floor Area | 2,120 sqft |
| Basement Area | 1,120 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 10,617 sqft (0.244 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 321 JUDITH CIR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-7334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 181 THE PONDS AT MILL RACE CREEK VILLAGE OF OSWEGO |
| Legal Subdivision | MILL RACE CREEK |
| Legal Lot Number | 181 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 890302 |
321 Judith Cir is owned and occupied by two individuals who bought it in October 2006.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 JUDITH CIR, OSWEGO, IL 60543-7334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2006 · Amount on File |
| Deed Sale | Oct 17, 2006 · Amount on File |
| Prior Sale | Nov 8, 2000 · Amount on File |
| Deed Document Number | 200633488 |
| Prior Transfer Date | Nov 6, 2002 |
| Prior Transfer Doc | 0000028544 |
| Record Updated | Oct 29, 2026 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $124,737 Land $28,768 Building $95,969 | $374,211 Land $86,304 Building $287,907 | |
| 2024 | $9,077.00 | ||
| 2022 | $95,573 Land $22,042 Building $73,531 | $286,719 Land $66,126 Building $220,593 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 321 Judith Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 321 Judith Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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