321 Johnson Point Rd, New Bern, NC 28560 Property Records

Craven County property record for 321 Johnson Point Rd, New Bern, NC 28560

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,350 sqft · built 1960
Lot Size1.4 acres (61,332 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (May 2017)
Tax Bill$1,318 (2025)
Deeds & MortgagesJun 2026 Line of Credit
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7-032-20000

Property Details

APN / Parcel Number

Primary APN7-032-20000
Alternative APN
  • 94407

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,350 sqft Living Area
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area61,332 sqft (1.4 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number94407
Street Address321 JOHNSON POINT RD
CityNEW BERN
StateNC
Zip28560-7037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT B SURVEY FOR WILLIAM H & DONNA L HERNDON
Legal Lot NumberB
JurisdictionCRAVEN NC
Township / Civil Division7
Census Block Group1
Census Block1002
Census Tract961002

Owner

Source: Craven County records · APN 7-032-20000

Assessment roll updated October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address321 JOHNSON POINT RD, NEW BERN, NC 28560-7037
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK AND TRUST COMPANY
May 31, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 31, 2017 · Amount on Record
Deed SaleMay 31, 2017 · Amount on Record
Deed Book / Page3502 / 1823
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Recording DateJun 24, 2026
Property Address321 JOHNSON POINT RD, NEW BERN, NC 28560-7037
Document Number0010157951
Book / Page3885 / 803
Instrument DateJun 09, 2026
Instrument202610157951
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 JOHNSON POINT RD, NEW BERN, NC 28560-7037

Mortgage

Document Number0010157951,
DateJun 24, 2026
Book Page3885/803
Instrument202610157951
Lender
NameFIRST CITIZENS BANK AND TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.36%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateMay 31, 2017
Property Address321 JOHNSON POINT RD, NEW BERN, NC 28560-7037
Document Number3502/1823
Book / Page3502 / 1823
Map ReferencePL CAB I SL 68 B
Instrument DateMay 31, 2017
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3153 WINDBROOK AVE, 3153, SPRING HILL, FL 34608-4170

Transferred To (Grantee/Buyer)

NameVerified Name
Address330 JOHNSON POINT RD # A, A, NEW BERN, NC 28560-7038

Mortgage

Document Number3502/1827
DateMay 31, 2017
Book Page3502/1827
Instrument10008140
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,318.00 (+0.92%)$267,830 (-) Land $47,280 Building $220,550$267,830 (-) Land $47,280 Building $220,550
2023$1,306.00 (+8.29%)$267,830 (+36.97%) Land $47,280 Building $220,550$267,830 (+36.97%) Land $47,280 Building $220,550
2022$1,206.00$195,540 Land $47,280 Building $148,260
2018$195,540 Land $47,280 Building $148,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims12 (1996–2018)
Claims Outside the SFHA5 of 12
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Optimum Communications
Cable
940 / 35
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 177 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFAIRFIELD HARBOUR
private · serves 5,514 people
Water SourceGroundwater
Last State InspectionMay 2025
Also Mapped HereCRAVEN COUNTY WATER SYSTEM
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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