Union County and Scotch Plains Township property record for 321 Jerusalem Rd, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 1,320 sqft · built 1950 |
| Lot Size | 0.296 acres (12,894 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $176,000 (Nov 1998) |
| Tax Bill | $9,732 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-04501-0000-00048 |
| Primary APN | 16-04501-0000-00048 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 12,894 sqft (0.296 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 272000 |
|---|---|
| Street Address | 321 JERUSALEM RD |
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-1436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4501 |
| Legal Lot Number | 48 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 38500 |
Source: Union County and Scotch Plains Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 JERUSALEM RD, SCOTCH PLAINS, NJ 07076-1436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 1998 · Amount on Record |
| Deed Sale | Nov 9, 1998 · Amount on Record |
| Deed Document Number | 199859547 |
| Deed Book / Page | 4740 / 342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 321 JERUSALEM RD, SCOTCH PLAINS, NJ 07076-1436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0142120948 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 14212/0948 |
| Instrument | 634300 |
| Name | SPENCER SAVINGS BANK SLA |
|---|---|
| Type | Lending Institution |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 28, 2036 |
Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,800 (-) Land $30,500 Building $48,300 | $78,800 (-) Land $30,500 Building $48,300 | |
| 2025 | $9,732.00 (+4.95%) | $78,800 (-) Land $30,500 Building $48,300 | $78,800 (-) Land $30,500 Building $48,300 |
| 2024 | $9,273.00 (+4.28%) | ||
| 2023 | $78,800 Land $30,500 Building $48,300 | $78,800 Land $30,500 Building $48,300 | |
| 2022 | $8,892.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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