321 Jefferson St, Vermillion, SD 57069 Property Records

Clay County property record for 321 Jefferson St, Vermillion, SD 57069

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,824 sqft · built 1964
Lot Size	0.209 acres (9,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,000 (Apr 2021)
Tax Bill	$3,652 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15206-00200-020-00`

Property Details

APN / Parcel Number

Primary APN	`15206-00200-020-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Block
Roof Material	Composition Shingle
Lot Area	9,120 sqft (0.209 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 JEFFERSON ST
City	VERMILLION
State	SD
Zip	57069-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 2 DAKOTA ADDN
Legal Subdivision	DAKOTA ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	CLAY SD
Township / Civil Division	VERMILLION
Census Block Group	1
Census Block	1027
Census Tract	965700

Owner

Source: Clay County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29839 416TH AVE, TYNDALL, SD 57066-5505
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Apr 12, 2021	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Apr 13, 2015 · Amount on Record
Deed Document Number	2021145089
Deed Book / Page	82 / 86
Prior Transfer Date	Mar 31, 2015
Prior Transfer Doc	78/927
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	321 JEFFERSON ST, VERMILLION, SD 57069-2634
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0MT145/863
Date	Jan 3, 2022
Book Page	MT145/863
Instrument	146937

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Apr 12, 2021
Property Address	321 JEFFERSON ST, VERMILLION, SD 57069-2634
Document Number	D82/86
Book / Page	D82 / 86
Instrument Date	Apr 12, 2021
Instrument	145089
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29839 416TH AVE, TYNDALL, SD 57066-5505

Mortgage

Document Number	0MT144/694
Date	Apr 12, 2021
Book Page	MT144/694
Instrument	145090

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
Municipality	Vermillion City
Unified School District	Vermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,652.00 (+8.34%)	$171,296 (+26.88%) Land $14,592 Building $156,704
2023	$3,371.00 (+9.66%)	$135,010 Land $11,035 Building $123,975
2022	$3,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILLION serves 11,695 people · EPA ID SD4600342
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 250
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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