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321 Jefferson St, Algonquin, IL 60102 Property Records

McHenry County property record for 321 Jefferson St, Algonquin, IL 60102 · Last verified April 2026

Property Summary

Property TypeCommercial
Details2,201 sqft
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Last Sale$305,000 (Oct 2025)
Tax Bill$8,819 (2024)
Deeds & MortgagesNov 2025 Mortgage
Oct 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN19-34-110-005

Property Details

APN / Parcel Number

Primary APN19-34-110-005

Interior

Units3 Units
Stories2 Stories
Building Area2,201 sqft Building Perimeter

Exterior

Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Total Buildings2 Buildings

Location & Zoning

Street Address321 JEFFERSON ST
CityALGONQUIN
StateIL
Zip60102-2609
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDOC 2017R0009668 LT 4 /EX 6IN STRIP SW SIDE/ BLK 7 PLUMLEIGHS ADDN
Legal SubdivisionPLUMLEIGHS ADDN
Legal Block7
Legal Lot Number4
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1037
Census Tract871311

Owner

Source: McHenry County records · APN 19-34-110-005

Assessment roll updated March 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address505 W MAIN ST, A, SAINT CHARLES, IL 60174-1838
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage · Commercial Mortgage
SMALL BUSINESS GROWTH CORP
Oct 09, 2025Warranty Deed, Transfer · Commercial Mortgage
CRYSTAL LAKE BANK & TRUST COMPANY N
Apr 03, 2017Loan Modification, Mortgage
Mar 20, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 08, 2017Grant Deed, Transfer · Conventional Mortgage
CRYSTAL LAKE BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 09, 2025 · Amount on Record
Deed SaleOct 09, 2025 · Amount on Record
Prior SaleMar 08, 2017 · Amount on Record
Deed Document Number202528083
Prior Transfer DateMar 17, 2017
Prior Transfer Doc0000009668
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address321 JEFFERSON ST, ALGONQUIN, IL 60102-2609
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031493
DateNov 10, 2025
Instrument2025R0031493
Lender
NameSMALL BUSINESS GROWTH CORP
TypeNon-Lending Institution
AddressSPRINGFIELD, IL 62704
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueNov 09, 2050

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateOct 09, 2025
Property Address321 JEFFERSON ST, ALGONQUIN, IL 60102-2609
Document Number0000028083
Map ReferenceMB 28 PG 400
Instrument DateOct 03, 2025
Instrument2025R0028083
Transaction TypeTransfer
Record UpdatedOct 22, 2025
Title CompanyCHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$305.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 JEFFERSON ST, ALGONQUIN, IL 60102-2609

Mortgage

Document Number0000028086
DateOct 09, 2025
Instrument2025R0028086
Lender
NameCRYSTAL LAKE BANK & TRUST COMPANY N
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Mortgage

Document Number0000028084
DateOct 09, 2025
Instrument2025R0028084
Lender
NameCRYSTAL LAKE BANK & TRUST COMPANY NA
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCHENRY IL
Property Address321 JEFFERSON ST, ALGONQUIN, IL 60102-2609
Document Number0000013870
Instrument DateApr 03, 2017
Transaction TypeMortgage
Record UpdatedJun 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address321 JEFFERSON ST ALGONQUIN IL 601022609, ALGONQUIN, IL 60102-2609

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateMar 20, 2017
Property Address321 JEFFERSON ST, ALGONQUIN, IL 60102-2609
Document Number0000009668
Instrument DateMar 17, 2017
Instrument9668
Transaction TypeTransfer
Record UpdatedMay 26, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address321 JEFFERSON ST ALGONQUIN IL 601022609, ALGONQUIN, IL 60102-2609

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateMar 08, 2017
Property Address321 JEFFERSON ST, ALGONQUIN, IL 60102-2609
Document Number0000008345
Instrument DateFeb 28, 2017
Instrument8345
Transaction TypeTransfer
Record UpdatedMay 24, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$187.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address321 JEFFERSON ST ALGONQUIN IL 601022609, ALGONQUIN, IL 60102-2609

Mortgage

Document Number8346
DateMar 08, 2017
Instrument8346
Lender
NameCRYSTAL LAKE BK&TR
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMar 07, 2022
Interest
Rate4.5%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated March 27, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$8,819.00$112,738 (+23.89%) Land $18,916 Building $93,822$338,214 (+23.89%) Land $56,748 Building $281,466
2022$91,002 Land $27,509 Building $63,493$273,006 Land $82,527 Building $190,479

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118713111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1993–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2013, rainfall accumulation, Severe Storms, Straight-line Winds, And Flooding
Flood Events
  • Severe Storms & Flooding (Jul 1993), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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