Macoupin County property record for 321 James St, Girard, IL 62640
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.146 acres (6,339 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,409 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| APN | 04-32-129-009 |
| Primary APN | 04-32-129-009 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,339 sqft (0.146 acres) |
|---|---|
| Lot Dimensions | 78.5 ft deep x 80.8 ft wide |
| Street Address | 321 JAMES ST |
|---|---|
| City | GIRARD |
| State | IL |
| Zip | 62640-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 NORTH PORT ACRES 80.75 X 78.5 04-32-129-009 |
| Legal Subdivision | NORTH PORT ACRES ADDN |
| Legal Lot Number | 17 |
| Jurisdiction | MACOUPIN IL |
| Township / Civil Division | GIRARD |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 956100 |
Source: Macoupin County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 JAMES ST, GIRARD, IL 62640-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2021 |
| Deed Sale | Sep 16, 2021 |
| Prior Sale | Aug 1, 2010 · Amount on Record |
| Deed Document Number | 2021593820 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOUPIN IL |
| Recording Date | Sep 16, 2021 |
| Property Address | 321 JAMES ST, GIRARD, IL 62640-1021 |
| Document Number | 593820 |
| Map Reference | PB H PG 36 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 593820 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Title Company | PRAIRIE LAND TITLE COMPANY, PRAIRIE LAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 JAMES ST, GIRARD, IL 62640-1021 |
| Document Number | 593821 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 593821 |
| Name | WEST CENTRAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Macoupin County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macoupin County |
| County Subdivision | Girard Township |
| Municipality | Girard City |
| Unified School District | North Mac Community Unit School District 34 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,409.00 (+5.78%) | $23,384 (+7%) Land $2,051 Building $21,333 | $70,152 (+7%) Land $6,153 Building $63,999 |
| 2024 | $1,332.00 (+14.83%) | $21,854 (+15.56%) Land $1,917 Building $19,937 | $65,562 (+15.56%) Land $5,751 Building $59,811 |
| 2022 | $1,160.00 Homeowner's exemption | $18,911 Land $1,659 Building $17,252 | $56,733 Land $4,977 Building $51,756 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIRARD serves 1,885 people · EPA ID IL1170450 |
|---|---|
| Water Source | Purchased surface water from OTTER LAKE WATER COMMISSION |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Royell Communications Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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