Charleston County property record for 321 Hook Ln, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,524 sqft · built 1991 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $524,900 (Jan 2019) |
| Tax Bill | $2,361 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 537-09-00-153 |
| Primary APN | 537-09-00-153 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,524 sqft Living Area |
| Gross Area | 2,568 sqft |
| 1st Floor Area | 1,134 sqft |
| Upper Floors Area | 1,390 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 193 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Patio Area | 180 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 321 HOOK LN |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-8138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -HIDDEN COVE DESCRIPTION -LOT 8 BLOCK B |
| Legal Subdivision | HIDDEN COVE |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 4613 |
321 Hook Ln is owned and occupied by an individual who acquired it in February 2022.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 HOOK LN, MOUNT PLEASANT, SC 29464-8138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST PALMETTO BANK |
| May 22, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST PALMETTO BK |
| Jan 22, 2019 | Grant Deed, Transfer · VA Mortgage WELLS FARGO BK |
| Nov 14, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 5, 2018 | Trustee's Deed, Construction Loan · Line of Credit NORTHPOINTE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2019 · Amount on File |
| Deed Sale | Jan 22, 2019 · Amount on File |
| Prior Sale | Sep 5, 2018 · Amount on File |
| Deed Book / Page | 773 / 452 |
| Last Transfer Date | Feb 15, 2022 |
| Transfer Doc | 0010830017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 28, 2022 |
| Property Address | 321 HOOK LN, MOUNT PLEASANT, SC 29464-8138 |
| Document Number | 0010830017 |
| Book / Page | 1083 / 17 |
| Map Reference | MB BY PG 23-25 |
| Instrument Date | Feb 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 HOOK LN, MOUNT PLEASANT, SC 29464-8138 |
| Document Number | 0000108318 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 1083/18 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 321 HOOK LN, MOUNT PLEASANT, SC 29464-8138 |
| Document Number | 0887/0254 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 321 HOOK LN MOUNT PLEASANT SC 294648138, MOUNT PLEASANT, SC 29464-8138 |
| Document Number | 0887/0254 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 000887/000254 |
| Name | FIRST PALMETTO BK |
|---|---|
| Type | Bank |
| Address | CAMDEN, SC 29020 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jan 22, 2019 |
| Property Address | 321 HOOK LN, MOUNT PLEASANT, SC 29464-8138 |
| Document Number | 0773/0452 |
| Book / Page | 000773 / 000452 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $524.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 321 HOOK LN MOUNT PLEASANT SC 294648138, MOUNT PLEASANT, SC 29464-8138 |
| Document Number | 773/0454 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 000773/000454 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Nov 14, 2018 |
| Property Address | 321 HOOK LN, MOUNT PLEASANT, SC 29464-8138 |
| Document Number | 0760/0192 |
| Book / Page | 000760 / 000192 |
| Instrument Date | Nov 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1500 SOLIEL CT MOUNT PLEASANT SC 294649480, MOUNT PLEASANT, SC 29464-9480 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Sep 5, 2018 |
| Property Address | 321 HOOK LN, MOUNT PLEASANT, SC 29464-8138 |
| Document Number | 0745/0261 |
| Book / Page | 000745 / 000261 |
| Instrument Date | Sep 4, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $353.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 HOOK LN MOUNT PLEASANT SC 294648138, MOUNT PLEASANT, SC 29464-8138 |
| Document Number | 745/0262 |
|---|---|
| Date | Sep 5, 2018 |
| Book Page | 000745/000262 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 4, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 321 Hook Ln was $2,361, up 12.3% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,361.00 (+12.27%) | $603,750 (+2,775%) Land $143,750 Building $460,000 | $848,600 Land $200,000 Building $648,600 |
| 2024 | $2,103.00 | $21,000 | |
| 2022 | $1,933.00 | $21,000 | $525,000 Land $125,000 Building $400,000 |
| 2020 | $525,000 Land $125,000 Building $400,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 321 Hook Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 295 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 295 in force |
| Nearby Flood Claims | 55 (1989–2025) |
| Claims Outside the SFHA | 3 of 55 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Hook Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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