Hillsdale County property record for 321 Hill St, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 500 sqft |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $37,000 (May 2015) |
| Tax Bill | $938 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-065-001-011 |
| Primary APN | 20-065-001-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 500 sqft Living Area |
| Gross Area | 812 sqft |
| 1st Floor Area | 812 sqft |
| Basement Area | 416 sqft |
| Unfinished Basement | 416 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 99 ft deep x 66 ft wide |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 HILL ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1LDRES |
| Legal Description | TH W3/4 OF LOT 11 CHAPMANS ADD SEC 27 T7S R4W CITY OF READING |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 27 |
| Legal Subdivision | CHAPMANS ADD |
| Legal Lot Number | 11 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 50400 |
Source: Hillsdale County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9060 BANKERS RD, READING, MI 49274-8601 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2015 · Amount on Record |
| Deed Sale | May 11, 2015 · Amount on Record |
| Prior Sale | Jan 31, 2014 · Amount on Record |
| Deed Book / Page | 1590 / 835 |
| Prior Transfer Date | May 5, 2008 |
| Prior Transfer Doc | 01354/0303 |
| Record Updated | Sep 20, 2026 |
Source: Hillsdale County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,700 (-1.48%) | $53,336 (-1.67%) Land $7,803 Building $45,533 | |
| 2025 | $938.00 (+14.39%) | $27,100 (+34.16%) | $54,240 (+34.26%) Land $7,803 Building $46,437 |
| 2023 | $20,200 | $40,400 Land $6,903 Building $33,497 | |
| 2021 | $820.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | Feb 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING serves 1,078 people · EPA ID MI0005620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DMCI Broadband, Lakeland Internet.
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