Branch County property record for 321 Highland Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,380 sqft · built 1992 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,812 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-004-100-025-12 |
| Primary APN | 070-004-100-025-12 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 4,380 sqft Building Perimeter |
| 1st Floor Area | 1,840 sqft |
| Basement Area | 1,840 sqft |
| Unfinished Basement | 1,840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 54,450 sqft (1.25 acres) |
| Garage Area | 833 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 321 HIGHLAND DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | COM 1300.61 FT N & N 88DEG 25MIN 30SEC E 936.06 FT FROM W 1/4 COR & TH N 88DEG 25MIN 30SEC E 170 FT & TH S 28DEG 06MIN 25SEC |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 04 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 951302 |
321 Highland Dr is owner-occupied and held in a trust since August 2013.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 321 HIGHLAND DR, COLDWATER, MI 49036-8658 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 5, 2013 |
| Transfer Doc | 201305817 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 321 Highland Dr was $4,812, up 2.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,700 (+11.26%) | $699,400 (+11.26%) | |
| 2025 | $4,812.00 (+2.69%) | $314,300 | $628,600 |
| 2024 | $4,686.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Highland Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Highland Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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