321 High St, West Chicago, IL 60185 Property Records

DuPage County property record for 321 High St, West Chicago, IL 60185

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,806 sqft · built 1888
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$259,500 (Feb 2022)
Tax Bill	$7,652 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-10-114-004`

Property Details

APN / Parcel Number

Primary APN	`04-10-114-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,806 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	1,180 sqft
Basement Area	626 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	9,148 sqft (0.21 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 HIGH ST
City	WEST CHICAGO
State	IL
Zip	60185-2832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TOWN OF JUNCTION N 60 FT
Legal Subdivision	TOWN OF JUNCTION
Legal Block	7
Legal Lot Number	4
Jurisdiction	DU PAGE IL
Township / Civil Division	WINFIELD
Census Block Group	2
Census Block	2033
Census Tract	841504

Owner

Source: DuPage County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1360 S FINELY RD
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Aug 29, 2017	Deed of Trust, Mortgage · Line of Credit CIBM BANK
Jul 17, 2020	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	202214174
Prior Transfer Date	Aug 8, 2012
Prior Transfer Doc	0000105517
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 8, 2022
Property Address	321 HIGH ST, WEST CHICAGO, IL 60185-2832
Document Number	0000014174
Map Reference	DOC 10634
Instrument Date	Jan 19, 2022
Instrument	R2022-014174
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$259.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6505 AUSTIN HOPE AVE, LAS VEGAS, NV 89118-6096

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	321 HIGH ST, WEST CHICAGO, IL 60185-2832
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014175
Date	Feb 8, 2022
Instrument	R2022-014175

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	321 HIGH ST, WEST CHICAGO, IL 60185-2832
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088598
Date	Aug 29, 2017
Instrument	R2017-088598

Lender

Name	CIBM BANK
Type	Bank
Address	WHEATON, IL 60187

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 11, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate	18%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 17, 2020
Property Address	321 HIGH ST, WEST CHICAGO, IL 60185-2832
Document Number	0000076256
Instrument Date	Jun 22, 2020
Instrument	76256
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	FORT DEARBORN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 HIGH ST WEST CHICAGO IL 601852832, WEST CHICAGO, IL 60185-2832

Mortgage

Document Number	76257
Date	Jul 17, 2020
Instrument	76257

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Winfield Township
Municipality	West Chicago City
Secondary School District	Community High School District 94 (09 - 12)
Elementary School District	West Chicago School District 33 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,652.00 (+13.72%)	$98,751 (+28.08%) Land $26,977 Building $71,774	$296,253 (+28.08%) Land $80,931 Building $215,322
2022	$6,729.00 Homeowner's exemption	$77,100 Land $21,060 Building $56,040	$231,300 Land $63,180 Building $168,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CHICAGO serves 25,166 people · EPA ID IL0430900
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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