321 High St, Park Rapids, MN 56470 Property Records

Hubbard County property record for 321 High St, Park Rapids, MN 56470

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 881 sqft · built 1949
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$99,900 (Aug 2018)
Tax Bill	$1,844 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2024 Mortgage + 2 more
APN	`32.23.01600`

Property Details

APN / Parcel Number

Primary APN	`32.23.01600`
Alternative APN	`54632`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	881 sqft Living Area
1st Floor Area	864 sqft
Basement Area	240 sqft
Finished Basement	240 sqft
Flooring	Hardwood
Interior Walls	Plywood

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Area	432 sqft
Driveway	Concrete Driveway
Driveway Area	1,000 sqft
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	54632
Street Address	321 HIGH ST
City	PARK RAPIDS
State	MN
Zip	56470-1170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-140 RANGE-035 .34 AC 23-12 W100 OF S150 OF NE1/ 4 OF SE1/4 D140 P301
Legal Range	35
Legal Township	140
Legal Section	23
Legal Subdivision	HELTEN ADD TO PARK RAPIDS
Jurisdiction	HUBBARD MN
Township / Civil Division	PARK RAPIDS
Census Block Group	3
Census Block	3002
Census Tract	70600

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 HIGH ST, PARK RAPIDS, MN 56470-1170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Jan 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Aug 1, 2018	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 6, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2018 · Amount on Record
Deed Sale	Aug 1, 2018 · Amount on Record
Prior Sale	Aug 1, 2011 · Amount on Record
Deed Document Number	2018398309
Prior Transfer Date	Aug 25, 2012
Prior Transfer Doc	0000360787
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	321 HIGH ST, PARK RAPIDS, MN 56470-1170
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000433419
Date	Jan 19, 2024
Instrument	A000433419

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 20, 2039

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	321 HIGH ST, PARK RAPIDS, MN 56470-1170
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000433457
Date	Jan 23, 2024
Instrument	A000433457

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 20, 2034

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Aug 1, 2018
Property Address	321 HIGH ST, PARK RAPIDS, MN 56470-1170
Document Number	A000398309
Instrument Date	Aug 1, 2018
Instrument	A000398309
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 HIGH ST, PARK RAPIDS, MN 56470-1170

Mortgage

Document Number	A000398310
Date	Aug 1, 2018
Instrument	A000398310

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUBBARD MN
Recording Date	Jun 6, 2017
Property Address	321 HIGH ST, PARK RAPIDS, MN 56470-1170
Document Number	A000391028
Instrument Date	Jun 1, 2017
Instrument	A000391028
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 HELTEN AVE, PARK RAPIDS, MN 56470-9544

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 HELTEN AVE, PARK RAPIDS, MN 56470-9544

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
Municipality	Park Rapids City
Unified School District	Park Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,844.00 Homeowner's exemption
2025	$1,844.00 (-17.53%)	$164,100 (+31.7%) Land $18,900 Building $145,200	$164,100 (+31.7%) Land $18,900 Building $145,200
2022	$2,236.00	$124,600 Land $16,300 Building $108,300	$124,600 Land $16,300 Building $108,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Park Rapids serves 4,298 people · EPA ID MN1290003
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Arvig Cable	1,000 / 50

May also be available: T-Mobile.

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