321 High Point Rd, Deer Lodge, TN 37726 Property Records

Morgan County property record for 321 High Point Rd, Deer Lodge, TN 37726

Property Summary

Property Type	Rural Home
Details	3 ba · 2,128 sqft · built 2009
Lot Size	102 acres (4,451,832 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (May 2019)
Tax Bill	$2,431 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`065082 02305`

Property Details

APN / Parcel Number

Primary APN	`065082 02305`
Alternative APN	`082 02305`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,128 sqft Living Area
1st Floor Area	1,064 sqft
Upper Floors Area	1,064 sqft
Basement Area	1,064 sqft
Finished Basement	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,451,832 sqft (102 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	570 sqft
Deck Area	272 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	321 HIGH POINT RD
City	DEER LODGE
State	TN
Zip	37726-3434
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 07 DECLARATION OF TRUST OF DI MPLE OWENS, COUNTY AREA: M01
Jurisdiction	MORGAN TN
Township / Civil Division	4
Census Block Group	2
Census Block	2038
Census Tract	110200

Owner

Source: Morgan County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	321 HIGH POINT RD, DEER LODGE, TN 37726-3434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
May 31, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Deed Document Number	67492
Deed Book / Page	237 / 539
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	321 HIGH POINT RD, DEER LODGE, TN 37726-3434
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	263/234
Date	Jan 7, 2021
Book Page	263/234
Instrument	73545

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	May 31, 2019
Property Address	321 HIGH POINT RD, DEER LODGE, TN 37726-3434
Document Number	237/539
Book / Page	237 / 539
Instrument Date	May 9, 2019
Instrument	67492
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 HIGH POINT RD, DEER LODGE, TN 37726-3434

Mortgage

Document Number	0000000237/0000000544
Date	May 31, 2019
Book Page	0000000237/0000000544
Instrument	67493

Lender

Name	MORTGAGE INVESTORS GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,431.00 Additional exemption filed	$89,400 (-) Land $18,700 Building $70,700
2023		$89,400 Land $18,700 Building $70,700
2022	$2,431.00
2021			$550,000 Land $267,200 Building $282,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2007

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on High Point Rd

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