321 Hidden Point Trl, Morgantown, WV 26508 Property Records

Monongalia County property record for 321 Hidden Point Trl, Morgantown, WV 26508

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,716 sqft · built 2008
Lot Size	0.145 acres (6,316 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,000 (Jun 2021)
Tax Bill	$1,376 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-22C-0019.0000`

Property Details

APN / Parcel Number

Primary APN	`18-22C-0019.0000`
Alternative APN	`31-18-22C-0019.0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	2,284 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Family Room	Family Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	6,316 sqft (0.145 acres)
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 HIDDEN POINT TRL
City	MORGANTOWN
State	WV
Zip	26508-4272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 19 OR .14 AC HIDDEN POINT SUB 321 HIDDEN POINT TRAIL
Legal Subdivision	HIDDEN POINT SUB
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	2
Census Block	2007
Census Tract	11806

Owner

Source: Monongalia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 HIDDEN POINT TRL, MORGANTOWN, WV 26508-4272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE
Jun 30, 2021	Deed, Transfer · FHA Mortgage HOME SAVINGS BANK
Nov 15, 2019	Deed, Transfer · Conventional Mortgage POTOMAC MORTGAGE GROUP LLC
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	2021834122
Deed Book / Page	1741 / 288
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	321 HIDDEN POINT TRL, MORGANTOWN, WV 26508-4272
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 HIDDEN POINT TRL, MORGANTOWN, WV 26508-4272

Mortgage

Document Number	0000802161
Date	Sep 21, 2020
Book Page	2382/451
Instrument	802161

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONONGALIA WV
Recording Date	Jun 30, 2021
Property Address	321 HIDDEN POINT TRL, MORGANTOWN, WV 26508-4272
Document Number	0000834122
Book / Page	1741 / 288
Map Reference	CAB D ENV 55 A&B
Instrument Date	Jun 4, 2021
Instrument	834122
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,157.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	321 HIDDEN POINT TRL, MORGANTOWN, WV 26508-4272
Investor	Possibly a Property Investor

Mortgage

Document Number	0000834123
Date	Jun 30, 2021
Instrument	834123

Lender

Name	HOME SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONONGALIA WV
Recording Date	Nov 15, 2019
Property Address	321 HIDDEN POINT TRL, MORGANTOWN, WV 26508-4272
Document Number	0000776916
Book / Page	1688 / 017
Map Reference	CAB D ENV 55A&B
Instrument Date	Nov 13, 2019
Instrument	776916
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 HIDDEN POINT TRL, MORGANTOWN, WV 26508-4272

Mortgage

Document Number	0000776917
Date	Nov 15, 2019
Instrument	776917

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	321 HIDDEN POINT TRL, MORGANTOWN, WV 26508-4272
Document Number	0000700994
Book / Page	002207 / 000640
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 COUNTRY CLUB BLVD SOUTH CHARLESTON WV 253092204, SOUTH CHARLESTON, WV 25309-2204

Mortgage

Document Number	0000700994
Date	Oct 16, 2017
Book Page	002207/000640
Instrument	700994

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,376.00	$128,880 (-) Land $37,980 Building $90,900	$214,800 (-) Land $63,300 Building $151,500
2025	$1,376.00 (+4.01%)	$128,880 (+4.12%) Land $37,980 Building $90,900	$214,800 (+4.12%) Land $63,300 Building $151,500
2023	$1,323.00 (+5.59%)	$123,780 (+1.23%) Land $37,980 Building $85,800	$206,300 (+1.23%) Land $63,300 Building $143,000
2022	$1,253.00	$122,280 Land $37,980 Building $84,300	$203,800 Land $63,300 Building $140,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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