321 Hickory Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 321 Hickory Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1989
Lot Size	2.1 acres (91,737 sqft)
Owner	Individual Name on Record
Last Sale	$194,500 (Sep 2020)
Tax Bill	$13 (2025)
Deeds & Mortgages	Sep 2021 Refinance Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20E 1 107`

Property Details

APN / Parcel Number

Primary APN	`20E 1 107`
Alternative APN	`3757`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	2,903 sqft
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2001
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	91,737 sqft (2.1 acres)
View / Lot	Waterfront
Garage Area	768 sqft
Parking Spaces	2 Parking Spaces
Deck Area	135 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	3757
Street Address	321 HICKORY RD
City	LANCASTER
State	VA
Zip	22503-3709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HERITAGE POINT 2.106 AC LR20/2120
Legal Subdivision	HERITAGE POINT
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	3
Census Block	3012
Census Tract	30100

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 HICKORY RD, LANCASTER, VA 22503-3709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARRINGTON MORTGAGE SERVICES LLC
Sep 24, 2020	Warranty Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	Jul 27, 2007 · Amount on Record
Deed Document Number	20202120
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	321 HICKORY RD, LANCASTER, VA 22503-3709
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210002580
Date	Sep 8, 2021
Instrument	210002580

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Sep 24, 2020
Property Address	321 HICKORY RD, LANCASTER, VA 22503-3709
Document Number	200002120
Instrument Date	Sep 17, 2020
Instrument	200002120
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	NOT AVAILABLE, BAY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 HICKORY RD, LANCASTER, VA 22503-3709

Mortgage

Document Number	200002121
Date	Sep 24, 2020
Instrument	200002121

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13.00 (-64.86%)	$253,200 (+38.44%) Land $45,000 Building $208,200	$253,200 (+38.44%) Land $45,000 Building $208,200
2023	$37.00	$182,900 Land $45,000 Building $137,900	$182,900 Land $45,000 Building $137,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1985–2020)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2020
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: All Points Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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