321 Herman Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 321 Herman Ave, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,618 sqft · built 1972
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$240,500 (Jun 1999)
Tax Bill	$4,844 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-032-31`

Property Details

APN / Parcel Number

Primary APN	`015-032-31`
Alternative APN	`015-032-31-000`

Interior

Full Baths	2 Baths
Building Area	1,618 sqft Living Area
Gross Area	2,028 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	6,882 sqft (0.158 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 HERMAN AVE
City	WATSONVILLE
State	CA
Zip	95076-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HESELWOOD HEIGHTS SUB UN 1 TR 489
Legal Lot Number	40
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1016
Census Tract	110602

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	321 HERMAN AVE, WATSONVILLE, CA 95076-2942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Line of Credit SCCCU
Aug 11, 2021	Deed of Trust, Mortgage · SBA Mortgage 1ST CAPITAL BANK
Jan 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 1999 · Amount on Record
Deed Sale	Jun 2, 1999 · Amount on Record
Deed Document Number	199938576
Last Transfer Date	Jan 28, 2021
Transfer Doc	0000005456
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	321 HERMAN AVE, WATSONVILLE, CA 95076-2942
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 HERMAN AVE, WATSONVILLE, CA 95076-2942

Mortgage

Document Number	0000021356
Date	Nov 3, 2023
Instrument	2023-0021356

Lender

Name	SCCCU
Address	SANTA CRUZ, CA 95060

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	321 HERMAN AVE, WATSONVILLE, CA 95076-2942
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9105 SOQUEL DR, APTOS, CA 95003-4118

Mortgage

Document Number	0000042092
Date	Aug 11, 2021
Instrument	2021-0042092

Lender

Name	1ST CAPITAL BANK
Type	Bank
Address	SANTA CRUZ, CA 95065

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 29, 2021
Property Address	321 HERMAN AVE, WATSONVILLE, CA 95076-2942
Document Number	0000005456
Map Reference	MB 49 PG 13
Instrument Date	Jan 28, 2021
Instrument	2021-0005456
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 HERMAN AVE, WATSONVILLE, CA 95076-2942

Mortgage

Document Number	0000005457
Date	Jan 29, 2021
Instrument	2021-0005457

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,417 (+2%) Land $230,649 Building $153,768
2025	$4,844.00 (+13.87%) Homeowner's exemption	$376,880 (+4.04%) Land $226,127 Building $150,753
2023	$4,254.00 (+1.82%) Homeowner's exemption	$362,245 Land $217,346 Building $144,899	$622,440
2022	$4,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL	100 / 20

May also be available: Verizon, Xfinity.

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