321 Helmstetler Rd, Lexington, NC 27295 Property Records

Davidson County property record for 321 Helmstetler Rd, Lexington, NC 27295

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 7,209 sqft · built 2011
Lot Size	2.66 acres (115,870 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,196 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Jan 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-025-0-000-0018-C`

Property Details

APN / Parcel Number

Primary APN	`18-025-0-000-0018-C`
Alternative APNs	`9107845` `9282497`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	7,209 sqft Total Area
1st Floor Area	1,974 sqft
Basement Area	1,928 sqft
Finished Basement	1,050 sqft
Unfinished Basement	878 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	115,870 sqft (2.66 acres)
Lot Width	324 ft Width
Garage Type	Mixed
Garage Area	1,600 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	792 sqft
Porch	Slab
Porch Area	639 sqft
Patio Area	2,020 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9282497
Street Address	321 HELMSTETLER RD
City	LEXINGTON
State	NC
Zip	27295-5099
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA1
Legal Description	L18C BK2698-1294
Legal Subdivision	GREGORY S & PAUL W SNIDER
Jurisdiction	DAVIDSON NC
Township / Civil Division	TYRO
Census Block Group	2
Census Block	2007
Census Tract	61701

Owner

321 Helmstetler Rd, a rural home, is owner-occupied and held in a trust since June 2011.

Source: Davidson County records, as of October 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	321 HELMSTETLER RD, LEXINGTON, NC 27295-5099
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
May 21, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 10, 2011
Transfer Doc	0020200675
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	321 HELMSTETLER RD, LEXINGTON, NC 27295-5099
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 HELMSTETLER RD, LEXINGTON, NC 27295-5099

Mortgage

Document Number	0027470437
Date	Mar 19, 2026
Book Page	2747/437
Instrument	2026004880

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2036

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	321 HELMSTETLER RD, LEXINGTON, NC 27295-5099
Transaction Type	Mortgage
Record Updated	Feb 4, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025240644
Date	Jan 4, 2022
Book Page	2524/644
Instrument	2022000000239

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	321 HELMSTETLER RD, LEXINGTON, NC 27295-5099
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024681271
Date	Apr 5, 2021
Book Page	2468/1271
Instrument	2021000008142

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	321 HELMSTETLER RD, LEXINGTON, NC 27295-5099
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023610095
Date	Jun 11, 2019
Book Page	2361/0095
Instrument	2019000011317

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 10, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	321 HELMSTETLER RD, LEXINGTON, NC 27295-5099
Document Number	0024092315
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 HELMSTETLER RD LEXINGTON NC 272955099, LEXINGTON, NC 27295-5099

Mortgage

Document Number	0024092315
Date	May 27, 2020
Book Page	002409/002315
Instrument	11130

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 321 Helmstetler Rd was $2,196.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,750 (-)	$359,750 (-) Land $42,560 Building $317,190
2025	$2,196.00	$359,750	$359,750 Land $42,560 Building $317,190
2023	$2,219.00	$357,950	$357,950 Land $42,560 Building $315,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Helmstetler Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Helmstetler Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · Cable	2,000 / 2,000
Surry Telephone Cable	1,000 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Helmstetler Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures