Hill County property record for 321 Hcr 1431, Covington, TX 76636
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 3,260 sqft · built 2005 |
| Lot Size | 1.3 acres (56,976 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,346 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16010-55500-91241-000000 |
| Primary APN | 16010-55500-91241-000000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 3,260 sqft Living Area |
| Gross Area | 4,465 sqft |
| 1st Floor Area | 2,396 sqft |
| Upper Floors Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Lot Area | 56,976 sqft (1.3 acres) |
| Garage Type | Carport |
| Garage Area | 468 sqft |
| Carport | Carport |
| Carport Area | 468 sqft |
| Porch | Porch |
| Porch Area | 736 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16010-55500-91241-000000 |
|---|---|
| Street Address | 321 HCR 1431 |
| City | COVINGTON |
| State | TX |
| Zip | 76636-4655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | J MCCARTER A-555 TR 124A 1.308 AC |
| Legal Subdivision | J MCCARTER A- |
| Legal Tract | 124A |
| Jurisdiction | HILL TX |
| Township / Civil Division | ITASCA |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 960100 |
Source: Hill County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 HCR 1431, COVINGTON, TX 76636-4655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILL TX |
| Recording Date | Sep 8, 2026 |
| Property Address | 321 HCR 1431, COVINGTON, TX 76636-4655 |
| Document Number | 0000178695 |
| Book / Page | 2463 / 656 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 2026178695 |
| Record Updated | Sep 18, 2026 |
| Title Company | COUNTY TITLE, HILL COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 321 HCR 1431, COVINGTON, TX 76636-4655 |
| Document Number | 0000178695, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 2463/656 |
| Instrument | 2026178695 |
| Name | GRANDVIEW BANK |
|---|
| Type | Line of Credit |
|---|---|
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Max Rate | -1% |
|---|
Source: Hill County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hill County |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,346.00 (+294.05%) | $478,530 (+1.61%) Land $16,350 Building $462,180 | $478,530 (+1.61%) Land $16,350 Building $462,180 |
| 2025 | $2,118.00 (+3.93%) Homeowner's exemption Senior Citizen's exemption | $470,950 (+17.74%) Land $16,350 Building $454,600 | $470,950 (+17.74%) Land $16,350 Building $454,600 |
| 2023 | $399,980 Land $13,080 Building $386,900 | $399,980 Land $13,080 Building $386,900 | |
| 2022 | $2,038.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Nextlink Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
| Windstream DSL | 10 / 1 |
May also be available: Rise Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures