321 Harrison Ave, Peru, IN 46970 Property Records

Miami County property record for 321 Harrison Ave, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,520 sqft · built 1945
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$228,383 (May 2026)
Tax Bill	$2,794 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021-64610-30`

Property Details

APN / Parcel Number

Primary APN	`021-64610-30`
Alternative APNs	`52-08-22-401-137.000-016` `01262200589`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1985
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01262200589
Street Address	321 HARRISON AVE
City	PERU
State	IN
Zip	46970-1151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-64610-30 OAKDALE AD LOT 216 42 296 10300
Legal Subdivision	OAKDALE AD
Legal Lot Number	216
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	2
Census Block	2005
Census Tract	952200

Owner

321 Harrison Ave is owned and occupied by an individual who bought it in May 2026.

Source: Miami County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	321 HARRISON AVE, PERU, IN 46970-1151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 28, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS BANK & TRUST (PERU)
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION
Jul 27, 2022	Personal Representative Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on File
Deed Sale	May 12, 2026 · Amount on File
Prior Sale	Apr 22, 2025 · Amount on File
Deed Document Number	2026521763
Prior Transfer Date	Apr 15, 2025
Prior Transfer Doc	20250521649
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	321 HARRISON AVE, PERU, IN 46970-1151
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 HARRISPN AVE, PERU, IN 46970-1151

Mortgage

Document Number	20230521411
Date	Apr 20, 2023
Instrument	20230521411

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2063

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	321 HARRISON AVE, PERU, IN 46970-1151
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20050525382
Date	Oct 28, 2005
Instrument	20050525382

Lender

Name	FIRST FARMERS BANK & TRUST (PERU)
Address	CONVERSE, IN 46919

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	May 12, 2026
Property Address	321 HARRISON AVE, PERU, IN 46970-1151
Document Number	0000521763
Instrument Date	May 8, 2026
Instrument	2026.521763
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 HARRISON AVE, PERU, IN 46970-1151

Mortgage

Document Number	20260521764,
Date	May 12, 2026
Instrument	2026.521764

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MIAMI IN
Recording Date	Jul 27, 2022
Property Address	321 HARRISON AVE, PERU, IN 46970-1151
Document Number	20220523433
Instrument Date	Jul 25, 2022
Instrument	20220523433
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 HARRISON AVE, PERU, IN 46970-1151

Mortgage

Document Number	20220523434
Date	Jul 27, 2022
Instrument	20220523434

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 321 Harrison Ave was $2,794 with a homeowner's exemption, up 173.9% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,794.00 (+173.92%) Homeowner's exemption	$115,200 Land $4,100 Building $111,100	$115,200 Land $4,100 Building $111,100
2024	$1,020.00 (+89.24%)
2023	$539.00 (+33.09%)	$58,400 Land $4,100 Building $54,300	$58,400 Land $4,100 Building $54,300
2022	$405.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 321 Harrison Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Harrison Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves, Verizon.

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