321 Harker Rd, Heron, MT 59844 Property Records

Sanders County property record for 321 Harker Rd, Heron, MT 59844

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,848 sqft · built 1979
Lot Size	20.9 acres (911,275 sqft)
Owner	Individual Name on Record
Last Sale	$193,800 (May 2021)
Tax Bill	$1,957 (2026)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R3513052`

Property Details

APN / Parcel Number

Primary APN	`R3513052`
Alternative APNs	`35-3818-24-4-01-10-0000` `0000008078`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	1,056 sqft
2nd Floor Area	792 sqft
Basement Area	396 sqft
Finished Basement	396 sqft
Family Room	Family Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	911,275 sqft (20.9 acres)
Terrain	Wooded

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Deck Area	128 sqft
Pole Barn	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000008078
Street Address	321 HARKER RD
City	HERON
State	MT
Zip	59844-9515
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S24, T27 N, R35 W, PLAT R IN L 4&5 20.92 AC TR 7 CHAR-RAY RANCH
Legal Range	35W
Legal Township	27N
Legal Section	24
Legal Subdivision	CERTIFIED OF SURVEY NO 229
Legal Tract	7
Jurisdiction	SANDERS MT
Township / Civil Division	THOMPSON FALLS-WEST END
Census Block Group	2
Census Block	2014
Census Tract	201

Owner

Source: Sanders County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 HARKER RD, HERON, MT 59844-9515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Deed Document Number	2021321329
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	May 10, 2021
Property Address	321 HARKER RD, HERON, MT 59844-9515
Document Number	321329
Instrument Date	May 6, 2021
Instrument	321329
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	LAKE CNTY LAND TITLE, LAKE COUNTY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	823 N MONROE AVE, 823, SANDPOINT, ID 83864-2151

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 490, WAUNA, WA 98395-0490

Mortgage

Document Number	321330
Date	May 10, 2021
Instrument	321330

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Sanders County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Elementary School District	Noxon Elementary School District (PK - 08)
Secondary School District	Noxon High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,957.00 (+3.44%)	$485,180 (+15.88%)
2025	$1,892.00 (-17.13%)	$418,700 (+29.52%)	$485,180 (+50.09%) Land $121,210 Building $363,970
2023	$2,283.00	$323,267	$323,267 Land $71,997 Building $251,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Montana
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Blackfoot Telephone Cooperative DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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