321 Hancock St, Findlay, OH 45840 Property Records

Hancock County property record for 321 Hancock St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,924 sqft · built 1903
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$98,900 (Aug 2009)
Tax Bill	$2,348 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1011-192-20-003.000`

Property Details

APN / Parcel Number

Primary APN	`1011-192-20-003.000`
Alternative APN	`570000213630`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area
1st Floor Area	962 sqft
Upper Floors Area	962 sqft
Basement Area	962 sqft
Unfinished Basement	962 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Porch	Slab
Porch Area	324 sqft
Balcony Area	8 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 HANCOCK ST
City	FINDLAY
State	OH
Zip	45840-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAGE & CARLIN ADD LOT 1551-1554 E1/2 W1/2
Legal Subdivision	GAGE & CARLIN ADD
Legal Lot Number	1551
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4010
Census Tract	800

Owner

321 Hancock St is owned and occupied by an individual who acquired it in June 2020.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	321 HANCOCK ST, FINDLAY, OH 45840-5007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jun 22, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2009 · Amount on File
Deed Sale	Aug 14, 2009 · Amount on File
Deed Document Number	20098870
Deed Book / Page	2363 / 1163
Last Transfer Date	Jun 22, 2020
Transfer Doc	02569/4566
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	321 HANCOCK ST, FINDLAY, OH 45840-5007
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2585/2724
Date	Aug 10, 2021
Book Page	2585/2724
Instrument	202100009380

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	4826

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Jun 22, 2020
Property Address	321 HANCOCK ST, FINDLAY, OH 45840-5007
Document Number	02569/4566
Book / Page	2569 / 4566
Instrument Date	Jun 22, 2020
Instrument	202000005709
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 HANCOCK ST, FINDLAY, OH 45840-5007

Tax Assessment & Valuation

The 2025 property tax bill for 321 Hancock St was $2,348 with a homeowner's exemption, up 8.8% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,348.00 (+8.75%) Homeowner's exemption	$76,590 (+25.99%) Land $8,730 Building $67,860	$218,840 Land $24,950 Building $193,890
2024	$2,159.00 (-0.18%)	$60,790 (-) Land $6,930 Building $53,860
2023	$2,163.00 Homeowner's exemption	$60,790 Land $6,930 Building $53,860
2022			$173,690 Land $19,800 Building $153,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Hancock St in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	30 (1981–2021)
Claims Outside the SFHA	3 of 30
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 321 Hancock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100

May also be available: Buckeye Cablesystem, T-Mobile, Watch TV.

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