321 Hammock Bay Way, Hubert, NC 28539 Property Records

Onslow County property record for 321 Hammock Bay Way, Hubert, NC 28539

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Nov 2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1314K-19`

Property Details

APN / Parcel Number

Primary APN	`1314K-19`
Alternative APNs	`497403000` `176300`

Exterior

Lot Area	7,405 sqft (0.169 acres)

Location & Zoning

Account Number	497403000
Street Address	321 HAMMOCK BAY WAY
City	HUBERT
State	NC
Zip	28539-3924
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	CITY/MUNI/TWP:SWANSBORO MAP REF:MB 88 1
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	2
Census Block	2011
Census Tract	2803

Owner

Source: Onslow County records · APN 1314K-19

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	321 HAMMOCK BAY WAY, HUBERT, NC 28539-3924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Deed Document Number	0000647459
Deed Book / Page	6474 / 59
Record Updated	Jun 08, 2026

November 2025: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 12, 2025
Property Address	321 HAMMOCK BAY WAY, HUBERT, NC 28539-3924
Document Number	0064740059
Book / Page	6474 / 59
Map Reference	MB 88 PG 1-15
Instrument Date	Nov 12, 2025
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 05, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6752 PARKER FARM DR # 210, 210, WILMINGTON, NC 28405-3175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 HAMMOCK BAY WAY, HUBERT, NC 28539-3924

Mortgage

Document Number	0000647462
Date	Nov 12, 2025
Instrument	6474/62

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330028032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 65 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Brightspeed DSL	140 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.