321 Gulfstream Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 321 Gulfstream Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,834 sqft · built 2022
Owner	Individual Name on File
Last Sale	$615,800 (Jun 2022)
Tax Bill	$1,928 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083115O B 06900`

Property Details

APN / Parcel Number

Primary APN	`083115O B 06900`
Alternative APN	`115O B 06900`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,834 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Terrain	Rolling
Garage Type	Finished
Driveway	Driveway
Driveway Area	561 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 GULFSTREAM DR
City	GALLATIN
State	TN
Zip	37066-4981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB33 PG380 LT382
Legal Subdivision	CARELLTON PH 6
Legal Lot Number	382
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1042
Census Tract	20502

Owner

321 Gulfstream Dr is owned and occupied by an individual who bought it in June 2022.

Source: Sumner County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	321 GULFSTREAM DR, GALLATIN, TN 37066-4981
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jun 29, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Deed Document Number	0005978825
Deed Book / Page	5978 / 825
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Recording Date	Aug 26, 2026
Property Address	321 GULFSTREAM DR, GALLATIN, TN 37066-4981
Document Number	0001562354
Book / Page	6927 / 663
Instrument Date	Aug 19, 2026
Instrument	20261562354
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 GULFSTREAM DR, GALLATIN, TN 37066-4981

Mortgage

Document Number	0001562354,
Date	Aug 26, 2026
Book Page	6927/663
Instrument	20261562354

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

June 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Jun 29, 2022
Property Address	321 GULFSTREAM DR, GALLATIN, TN 37066-4981
Document Number	0059780825
Book / Page	5978 / 825
Map Reference	MB 33 PG 380
Instrument Date	Jun 29, 2022
Instrument	1421023
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,278.46
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 GULFSTREAM DRIVE, GALLATIN, TN 37066-4981

Mortgage

Document Number	0005978832
Date	Jun 29, 2022
Instrument	5978/832

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 321 Gulfstream Dr was $1,928.

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,928.00	$135,700 Land $22,500 Building $113,200
2024			$542,800 Land $90,000 Building $452,800
2023	$2,744.00 (+60.66%)	$89,925 (-) Land $12,000 Building $77,925
2022	$1,708.00	$89,925 Land $12,000 Building $77,925
2021			$359,700 Land $48,000 Building $311,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Gulfstream Dr in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	23 (1993–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Gulfstream Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Cumberland Connect, Verizon.

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