Habersham County property record for 321 Gudger Dr, Clarkesville, GA 30523
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,076 sqft · built 1928 |
| Lot Size | 7.5 acres (326,700 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,098 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 073 061 |
| Primary APN | 073 061 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,076 sqft Heated Area |
| Gross Area | 1,367 sqft |
| 1st Floor Area | 1,076 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 326,700 sqft (7.5 acres) |
| Lot Width | 430 ft Width |
| Porch | Slab |
| Porch Area | 291 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Account Number | 391864 |
|---|---|
| Street Address | 321 GUDGER DR |
| City | CLARKESVILLE |
| State | GA |
| Zip | 30523-6320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 10-21 OFF HWY 441 514-493 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CLARKESVILLE |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 300 |
321 Gudger Dr is owned and occupied by an individual who acquired it in May 2026.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 215 BUTTERFLY LN, CLARKESVILLE, GA 30523-6309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage |
| May 1, 2026 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 1, 2026 |
| Transfer Doc | 1431000818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Aug 12, 2026 |
| Property Address | 321 GUDGER DR, CLARKESVILLE, GA 30523-6320 |
| Document Number | 1443000082 |
| Book / Page | 1443 / 82 |
| Instrument Date | Aug 12, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 321 GUDGER DR, CLARKESVILLE, GA 30523-6320 |
| Document Number | 1443000082, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 1443/82 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | May 1, 2026 |
| Property Address | 321 GUDGER DR, CLARKESVILLE, GA 30523-6320 |
| Document Number | 1431000818 |
| Book / Page | 1431 / 818 |
| Instrument Date | May 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 BUTTERFLY LN, CLARKESVILLE, GA 30523-6309 |
The 2026 property tax bill for 321 Gudger Dr was $1,098 with exemptions applied.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,098.00 Homeowner's exemption Senior Citizen's exemption | $76,882 Land $53,029 Building $23,853 | $192,206 Land $132,573 Building $59,633 |
| 2023 | Homeowner's exemption | $42,316 (+17.23%) Land $27,300 Building $15,016 | $105,790 (+17.23%) Land $68,250 Building $37,540 |
| 2022 | Homeowner's exemption | $36,096 Land $23,400 Building $12,696 | $90,240 Land $58,500 Building $31,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Gudger Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Gudger Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARKESVILLE serves 5,785 people · EPA ID GA1370002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
May also be available: TrailWave.
5G (outdoors only) and 4G LTE
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