321 Gray St, Henderson, TX 75652 Property Records

Rusk County property record for 321 Gray St, Henderson, TX 75652

Property Summary

Property Type	Single Family Home
Details	1,413 sqft · built 1981
Lot Size	0.218 acres (9,500 sqft)
Owner	Individual Name on File
Last Sale	$104,500 (Apr 2016)
Tax Bill	$2,689 (2026)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02910-00170-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`02910-00170-00000-000000`
Alternative APN	`11048`

Interior

Stories	1 Story
Building Area	1,413 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	9,500 sqft (0.218 acres)
Lot Dimensions	125 ft deep x 76 ft wide
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Porch	Porch
Porch Area	24 sqft
Patio Area	100 sqft

Location & Zoning

Account Number	02910-00170-00000-000000
Street Address	321 GRAY ST
City	HENDERSON
State	TX
Zip	75652-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 17 BLK 312A WEST VIEW
Legal Subdivision	WESTVIEW SUBDIVISION
Legal Block	312A
Legal Lot Number	17
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2013
Census Tract	950800

Owner

Source: Rusk County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	321 GRAY ST, HENDERSON, TX 75652-2733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2016 · Amount on File
Deed Sale	Apr 18, 2016 · Amount on File
Prior Sale	Sep 25, 2013 · Amount on File
Deed Document Number	2016165046
Deed Book / Page	3439 / 107
Prior Transfer Date	Apr 15, 2016
Prior Transfer Doc	3439/107
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	321 GRAY ST, HENDERSON, TX 75652-2733
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 GRAY ST, HENDERSON, TX 75652-2733

Mortgage

Document Number	003841/358
Date	Mar 25, 2022
Book Page	3841/358
Instrument	229727

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Henderson City
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,689.00 (+120.77%) Homeowner's exemption	$141,440 (-) Land $18,000 Building $123,440	$141,440 (-) Land $18,000 Building $123,440
2025	$1,218.00 (-19.5%) Homeowner's exemption	$141,440 (+8.84%) Land $18,000 Building $123,440	$141,440 (+8.84%) Land $18,000 Building $123,440
2023		$129,950 Land $8,500 Building $121,450	$129,950 Land $8,500 Building $121,450
2022	$1,513.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 14,666 people · EPA ID TX2010001
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20