321 Grant St, Spencer, NC 28159 Property Records

Rowan County property record for 321 Grant St, Spencer, NC 28159 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1987
Square Footage	1,231 sqft Living Area
Lot Size	9,690 sqft (0.222 acres)
Occupancy	Owner Occupied
Tax Bill	$1,123.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`034 118`
Alternative APN	`6302643`

Interior

Full Baths	1 Baths
Building Area	1,231 sqft Living Area
1st Floor	1,231 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Footing Foundation
Lot Area	9,690 sqft (0.222 acres)
Depth X Width	190 ft x 51 ft Depth x Width
Porch	1 Porch
Porch Area	180 sqft Porch
Storage Building	Storage Building

Utilities and HVAC

Heating System	Floor/Wall Furnace Heating

Location & Zoning

Account Number	6302643
Old Parcel Number	034 118
Street Address	321 GRANT ST
City	SPENCER
State	NC
Zip	28159-1635
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L7 BLK 7 NORTH ADDITION TO SPENCER
Legal Subdivision	HE TOWN/SPENCER
Legal Block	7
Legal Lot Number	7
Jurisdiction	ROWAN NC
Minor Civil Division	SALISBURY
Census Blockgroup	3
Census Block	3020
Census Tract	50700

Owner

Source: Rowan County records · APN 034 118

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	321 GRANT ST, SPENCER, NC 28159-1635
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2009
Deed Sale	Jun 01, 2009
Deed Doc Number	000DC89461
Record Refreshed	Jun 07, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	321 GRANT ST, SPENCER, NC 28159-1635
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014080278
Date	Aug 18, 2022
Book Page	1408/278

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jun 27, 2037

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,123.00	$99,445 Land $28,000 Building $71,445	$99,445 Land $28,000 Building $71,445

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.