321 Grant Ave, Geneva, IL 60134 Property Records

Kane County property record for 321 Grant Ave, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,129 sqft · built 1952
Lot Size	0.183 acres (7,970 sqft)
Owner	2 Individual Names on File
Last Sale	$172,500 (Jan 2017)
Tax Bill	$6,700 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-03-152-013`

Property Details

APN / Parcel Number

Primary APN	`12-03-152-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,129 sqft Living Area
1st Floor Area	1,129 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Lot Area	7,970 sqft (0.183 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	321 GRANT AVE
City	GENEVA
State	IL
Zip	60134-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 99E 264 LOT 3 GROTE & CARLISLE SUB
Legal Subdivision	GROTE & CARLISLE SUBD
Legal Block	2
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2001
Census Tract	852607

Owner

321 Grant Ave is owned and occupied by two individuals who bought it in January 2017.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	940 SAINT ANDREWS CIR, GENEVA, IL 60134-2997
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2017 · Amount on File
Deed Sale	Jan 4, 2017 · Amount on File
Prior Sale	Jan 23, 2007 · Amount on File
Deed Document Number	2017536
Prior Transfer Date	Oct 27, 2006
Prior Transfer Doc	0000010101
Record Updated	Oct 29, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 4, 2017
Property Address	321 GRANT AVE, GENEVA, IL 60134-1114
Document Number	0000000536
Instrument Date	Dec 13, 2016
Instrument	2017K000536
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	277 PANAMA AVE, 277, HAMPSHIRE, IL 60140-9407

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	940 SAINT ANDREWS CIR, GENEVA, IL 60134-2997

Mortgage

Document Number	0000000537
Date	Jan 4, 2017
Instrument	2017K000537

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 321 Grant Ave was $6,700 with a homeowner's exemption, up 3.8% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,700.00 (+3.76%) Homeowner's exemption	$100,765 (+8.5%) Land $34,332 Building $66,433	$302,416 (+8.5%) Land $103,037 Building $199,379
2024	$6,457.00	$92,871 Land $31,642 Building $61,229	$278,724 Land $94,964 Building $183,761
2022	$6,580.00 (+23.57%) Homeowner's exemption	$84,811 (+22.65%) Land $26,728 Building $58,083	$254,433 (+22.65%) Land $80,184 Building $174,249
2021	$5,325.00 Homeowner's exemption	$69,148 Land $25,735 Building $43,413	$207,444 Land $77,205 Building $130,239

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Grant Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 321 Grant Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20