321 General Smith Dr, Richmond, KY 40475 Property Records

Madison County property record for 321 General Smith Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$324,900 (Apr 2025)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0071-007C-0100`

Property Details

APN / Parcel Number

Primary APN	`0071-007C-0100`
Alternative APNs	`100127` `137346` `41776`

Location & Zoning

Account Number	41776
Street Address	321 GENERAL SMITH DR
City	RICHMOND
State	KY
Zip	40475-8886
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BATTLEFIELD PLACE LOT 100
Legal Subdivision	BATTLEFIELD
Legal Lot Number	100
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2019
Census Tract	10901

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	321 GENERAL SMITH DR, RICHMOND, KY 40475-8886
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Jan 31, 2022	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Prior Sale	Jan 31, 2022 · Amount on Record
Deed Document Number	2014256820
Deed Book / Page	D866 / 605
Record Updated	Jun 8, 2026

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 24, 2025
Property Address	321 GENERAL SMITH DR, RICHMOND, KY 40475-8886
Document Number	00D866/605
Book / Page	D866 / 605
Map Reference	CAB C SL 195
Instrument Date	Apr 17, 2025
Instrument	2014256820
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, LAND GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1710 WOOTEN WAY, BESSEMER CITY, NC 28016-7817

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	321 GENERAL SMITH DR, RICHMOND, KY 40475-8886
Investor	Possibly a Property Investor

Mortgage

Document Number	2014256821
Date	Apr 24, 2025
Instrument	2014256821

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jan 31, 2022
Property Address	321 GENERAL SMITH DR, RICHMOND, KY 40475-8886
Document Number	00D817/745
Book / Page	D817 / 745
Map Reference	CAB 17 SL 195
Instrument Date	Jan 19, 2022
Instrument	2014074936
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 GENERAL SMITH DR, RICHMOND, KY 40475-8886

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	321 GENERAL SMITH DR, RICHMOND, KY 40475-8886

Mortgage

Document Number	2014074937
Date	Jan 31, 2022
Instrument	2014074937

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,447.00 (-2.78%) Additional exemption filed	$259,500 (-)	$259,500 (-)
2023	$2,517.00	$259,500	$259,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2010–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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