Pulaski County property record for 321 Garrett St, Ferguson, KY 42533
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,296 sqft · built 1970 |
| Lot Size | 0.313 acres (13,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,000 (May 2024) |
| Tax Bill | $940 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-6-3-64 |
| Primary APN | 061-6-3-64 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,670 sqft (0.313 acres) |
| Porch | Porch |
| Porch Area | 312 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Gas |
| Account Number | 49089 |
|---|---|
| Street Address | 321 GARRETT ST |
| City | FERGUSON |
| State | KY |
| Zip | 42533-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 18-19 BUENA VISTA ADD GARRETT ST |
| Legal Subdivision | BUENA VISTA ADD |
| Legal Lot Number | 18-19 |
| Jurisdiction | PULASKI KY |
| Township / Civil Division | SOMERSET |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 930600 |
321 Garrett St is owned and occupied by an individual who bought it in May 2024.
Source: Pulaski County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 GARRETT ST, FERGUSON, KY 42533-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2024 · Amount on File |
| Deed Sale | May 23, 2024 · Amount on File |
| Prior Sale | Aug 1, 2022 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 321 Garrett St was $940, up 149.3% from the year before.
Source: Pulaski County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Pulaski County |
| Municipality | Ferguson City |
| Unified School District | Pulaski County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $940.00 (+149.34%) | $130,000 Land $10,000 Building $120,000 | $130,000 Land $10,000 Building $120,000 |
| 2024 | $377.00 | ||
| 2023 | $50,000 (+42.86%) Land $8,000 Building $42,000 | $50,000 (+42.86%) Land $8,000 Building $42,000 | |
| 2022 | $281.00 | $35,000 Land $10,000 Building $25,000 | $35,000 Land $10,000 Building $25,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 321 Garrett St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 321 Garrett St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMERSET WATER SERVICE serves 29,700 people · EPA ID KY1000403 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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