Scott County property record for 321 Gano Ave, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,256 sqft |
| Lot Size | 0.364 acres (15,879 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Nov 2022) |
| Tax Bill | $4,928 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-20-093.000 |
| Primary APN | 166-20-093.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,256 sqft Living Area |
| 1st Floor Area | 1,628 sqft |
| Basement Area | 3,256 sqft |
| Unfinished Basement | 3,256 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Lot Area | 15,879 sqft (0.364 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 321 GANO AVE |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY GEO 52 |
| Legal Subdivision | PAYNES ADDITION TO GEORGETOWN |
| Legal Lot Number | 40796 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 40102 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 GANO AVE, GEORGETOWN, KY 40324-1933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Nov 7, 2022 | Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Sep 22, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNION SAVINGS BANK |
| Aug 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2022 · Amount on Record |
| Deed Sale | Nov 7, 2022 · Amount on Record |
| Prior Sale | Sep 22, 2021 · Amount on Record |
| Deed Document Number | 2022461480 |
| Deed Book / Page | 438 / 235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 321 GANO AVE, GEORGETOWN, KY 40324-1933 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 321 GANO AVE, GEORGETOWN, KY 40324-1933 |
| Document Number | 0M1881/198 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | M1881/198 |
| Instrument | 572203 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 7, 2022 |
| Property Address | 321 GANO AVE, GEORGETOWN, KY 40324-1933 |
| Document Number | 00D438/235 |
| Book / Page | D438 / 235 |
| Instrument Date | Nov 2, 2022 |
| Instrument | 461480 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1040 PUMPHOUSE RD, 1040, LAWRENCEBURG, KY 40342-9012 |
| Name | Verified Name |
|---|---|
| Address | 321 GANO AVE, GEORGETOWN, KY 40324-1933 |
| Document Number | 0000461481 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 461481 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 22, 2021 |
| Property Address | 321 GANO AVE, GEORGETOWN, KY 40324-1933 |
| Document Number | D427/752 |
| Book / Page | D427 / 752 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 442805 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 777 N VAN BUREN ST # ST2608, 777, MILWAUKEE, WI 53202-3859 |
| Name | Verified Name |
|---|---|
| Address | 1187 BEAVER LAKE RD, LAWRENCEBURG, KY 40342-8501 |
| Document Number | 442806 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 442806 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 321 GANO AVE, GEORGETOWN, KY 40324-1933 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | M1535/855 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | M1535/855 |
| Instrument | 420746 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 1, 2035 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $553,300 (-) | $553,300 (-) | |
| 2025 | $4,928.00 (+3.53%) | $553,300 (+5.39%) | $553,300 (+5.39%) |
| 2023 | $4,760.00 (+37.18%) | $525,000 (+31.25%) Land $32,500 Building $492,500 | $525,000 (+31.25%) Land $32,500 Building $492,500 |
| 2022 | $3,470.00 | $400,000 Land $25,000 Building $375,000 | $400,000 Land $25,000 Building $375,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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