321 Fourth Ave S, Kure Beach, NC 28449 Property Records

New Hanover County property record for 321 Fourth Ave S, Kure Beach, NC 28449

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,460 sqft · built 2014
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Jul 2015)
Tax Bill	$4,485 (2024)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R09217-017-005-000`

Property Details

APN / Parcel Number

Primary APN	`R09217-017-005-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,460 sqft Living Area
1st Floor Area	2,460 sqft
Basement Area	2,460 sqft
Finished Basement	2,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Cottage
Exterior Material	Wood
Lot Area	5,009 sqft (0.115 acres)
Terrain	Low
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	720 sqft
Deck Area	16 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	321 FOURTH AVE S
City	KURE BEACH
State	NC
Zip	28449-3728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2,RESID
Legal Description	32 17 KURE BCH
Legal Subdivision	KURE BEACH TOWN OF
Legal Block	17
Legal Lot Number	5
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	2
Census Block	2056
Census Tract	12203

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 FOURTH AVE S, KURE BEACH, NC 28449-3728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 30, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jan 18, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2015 · Amount on Record
Deed Sale	Jul 17, 2015 · Amount on Record
Prior Sale	Jul 17, 2015 · Amount on Record
Deed Document Number	201521762
Deed Book / Page	5905 / 134
Prior Transfer Date	Apr 29, 1992
Prior Transfer Doc	1599001249
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	321 FOURTH AVE S, KURE BEACH, NC 28449-3728
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00643502024
Date	Apr 12, 2021
Book Page	6435/2024
Instrument	2021018089

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	321 FOURTH AVE S, KURE BEACH, NC 28449-3728
Document Number	0063200661
Instrument Date	May 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 4TH AVE S KURE BEACH NC 284493728, KURE BEACH, NC 28449-3728

Mortgage

Document Number	0063200661
Date	Jun 11, 2020
Book Page	006320/000661
Instrument	21418

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	321 FOURTH AVE S, KURE BEACH, NC 28449-3728
Document Number	0060321508
Book / Page	006032 / 001508
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Feb 1, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 4TH AVE S KURE BEACH NC 284493728, KURE BEACH, NC 28449-3728

Mortgage

Document Number	0060321508
Date	Jan 24, 2017
Book Page	006032/001508
Instrument	2300

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Kure Beach Town
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,122,600 (-) Land $365,500 Building $757,100	$1,122,600 (-) Land $365,500 Building $757,100
2025		$1,122,600 (+85.19%) Land $365,500 Building $757,100	$1,122,600 (+85.19%) Land $365,500 Building $757,100
2024	$4,485.00
2023		$606,200 Land $218,800 Building $387,400	$606,200 Land $218,800 Building $387,400
2022	$4,369.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 237 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	504 units insured incl. 267 condo units
Nearby Flood Claims	455 (1984–2025)
Claims Outside the SFHA	327 of 455
Most Recent Claim	Aug 2025 · tidal / storm surge
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 83 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 70 claims Hurricane Fran, Oct 1996 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KURE BEACH WATER SYSTEM serves 5,484 people · EPA ID NC0465025
Water Source	Groundwater
Last State Inspection	May 2026
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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