321 Floyd St, Decherd, TN 37324 Property Records

Franklin County property record for 321 Floyd St, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,050 sqft · built 1949
Lot Size	0.5 acres (21,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$555 (2022)
Deeds & Mortgages	Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`026056H A 01500`

Property Details

APN / Parcel Number

Primary APN	`026056H A 01500`
Alternative APN	`056H A 01500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1982
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,800 sqft
Lot Dimensions	200 ft deep x 109 ft wide
Garage Type	Detached
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	100 sqft
Patio Area	196 sqft
Utility Building	144 sqft
Pole Barn	1 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 FLOYD ST
City	DECHERD
State	TN
Zip	37324-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20 LOTS 12,13 & PT 14, COUNTY AREA: D04
Legal Subdivision	RAMSEY S/D
Legal Block	B
Legal Lot Number	12,13 13
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1014
Census Tract	960401

Owner

Source: Franklin County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 FLOYD ST, DECHERD, TN 37324-3303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 8, 2021
Transfer Doc	0000000194
Record Updated	Jun 8, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jan 8, 2021
Property Address	321 FLOYD ST, DECHERD, TN 37324-3303
Document Number	0000000194
Book / Page	000450 / 000535
Instrument Date	Jan 8, 2021
Instrument	194
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	321 FLOYD ST DECHERD TN 373243303, DECHERD, TN 37324-3303

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,300 (-) Land $2,950 Building $18,350
2023		$21,300 Land $2,950 Building $18,350
2022	$555.00		$85,200 Land $11,800 Building $73,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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