321 Floyd Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 321 Floyd Dr, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,860 sqft · built 1976
Lot Size	0.271 acres (11,804 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,547 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11634-174-000`

Property Details

APN / Parcel Number

Primary APN	`11634-174-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	2,343 sqft
1st Floor Area	1,860 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,804 sqft (0.271 acres)
Lot Dimensions	127 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	483 sqft
Driveway	Driveway

Exterior Amenities

Pool Area	480 sqft
Porch	Open Porch
Porch Area	115 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 FLOYD DR
City	LYNN HAVEN
State	FL
Zip	32444-4704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AAAA
Legal Description	REPLAT OF BELAIRE ESTATES LOT 16 BLK C ORB 4342 P 620 (103B3)
Legal Range	14W
Legal Township	03S
Legal Section	16
Legal Subdivision	REPLAT OF BELAIRE ESTATES
Legal Block	C
Legal Lot Number	16
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3002
Census Tract	1404

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 FLOYD DR, LYNN HAVEN, FL 32444-4704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Intrafamily Transfer, Transfer · VA Mortgage REPUBLIC STATE MORTGAGE CO
May 3, 2017	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2020
Deed Sale	Dec 23, 2020
Prior Sale	May 3, 2017 · Amount on Record
Deed Document Number	202086888
Deed Book / Page	4342 / 620
Prior Transfer Date	Dec 10, 2020
Prior Transfer Doc	0043420620
Record Updated	Jun 8, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Dec 23, 2020
Property Address	321 FLOYD DR, LYNN HAVEN, FL 32444-4704
Document Number	0043420620
Book / Page	4342 / 620
Map Reference	MB 11 PG 95
Instrument Date	Dec 10, 2020
Instrument	2020086888
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 FLOYD DR, LYNN HAVEN, FL 32444-4704

Mortgage

Document Number	4342621
Date	Dec 23, 2020
Instrument	4342/621

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 3, 2017
Property Address	321 FLOYD DR, LYNN HAVEN, FL 32444-4704
Document Number	0038970900
Book / Page	3897 / 0900
Map Reference	MB11 PG95
Instrument Date	Apr 21, 2017
Instrument	2017024960
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	H & S TTILE ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1807 MASSACHUSETTS AVE, 1807, LYNN HAVEN, FL 32444-4115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	321 FLOYD DR, LYNN HAVEN, FL 32444-4704

Mortgage

Document Number	2017024961
Date	May 3, 2017
Instrument	2017024961

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,547.00 (-0.16%) Homeowner's exemption	$210,919 (+5.99%)	$252,343 (+9.55%) Land $42,836 Building $209,507
2024	$2,551.00 (+3.03%)
2023	$2,476.00 (+6.72%) Homeowner's exemption	$199,005 (+3%)	$230,339 (+11.56%) Land $39,339 Building $191,000
2022	$2,320.00 Homeowner's exemption	$193,209	$206,476 Land $32,345 Building $174,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	8 (1985–2018)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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