321 Florida Ave, Winter Garden, FL 34787 Property Records

Orange County property record for 321 Florida Ave, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,050 sqft · built 1970
Lot Size	0.229 acres (9,985 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Dec 2020)
Tax Bill	$4,887 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-22-27-2307-01-130`

Property Details

APN / Parcel Number

Primary APN	`23-22-27-2307-01-130`
Alternative APNs	`272223230701130` `119045` `119826` `121211`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	1,382 sqft
1st Floor Area	1,050 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2015
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,985 sqft (0.229 acres)
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	57 sqft
Shed	1 Shed
Shed Area	2 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	321 FLORIDA AVE
City	WINTER GARDEN
State	FL
Zip	34787-3632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	EAST GARDEN MANOR 4TH ADDITION 2/62 LOT 13 BLK A
Legal Range	27E
Legal Township	22S
Legal Section	23
Legal Subdivision	EAST GARDEN MANOR 4TH ADD
Legal Tract	2307
Legal Block	A
Legal Lot Number	13
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3022
Census Tract	17402

Owner

321 Florida Ave is owned and occupied by an individual who bought it in December 2020.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	321 FLORIDA AVE, WINTER GARDEN, FL 34787-3632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND
Dec 18, 2019	Grant Deed, Transfer · Conventional Mortgage SUPREME LNDG
Aug 8, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2020 · Amount on File
Deed Sale	Dec 17, 2020 · Amount on File
Prior Sale	Dec 18, 2019 · Amount on File
Deed Document Number	2020662496
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 17, 2020
Property Address	321 FLORIDA AVE, WINTER GARDEN, FL 34787-3632
Document Number	0000662496
Instrument Date	Oct 23, 2020
Instrument	662496
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	ALLIANT TITLE AND ESCROW, ALLIANT TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 FLORIDA AVE WINTER GARDEN FL 347873632, WINTER GARDEN, FL 34787-3632

Mortgage

Document Number	662497
Date	Dec 17, 2020
Instrument	662497

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 18, 2019
Property Address	321 FLORIDA AVE, WINTER GARDEN, FL 34787-3632
Document Number	0000789288
Instrument Date	Dec 4, 2019
Instrument	789288
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,655.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2552 JARDIN DR WESTON FL 333271516, WESTON, FL 33327-1516

Mortgage

Document Number	789290
Date	Dec 18, 2019
Instrument	789290

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2049

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 8, 2019
Property Address	321 FLORIDA AVE, WINTER GARDEN, FL 34787-3632
Document Number	0000491774
Instrument Date	Jul 26, 2019
Instrument	491774
Transaction Type	Foreclosure
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$798.70
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 321 Florida Ave was $4,887, up 13.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,414 (+1%)	$317,770 (-0.72%) Land $150,000 Building $167,770
2025	$4,887.00 (+13.76%)	$286,740	$320,075 Land $149,775 Building $170,300
2024	$4,296.00 (+6.23%)
2023	$4,044.00 (+14.85%)	$279,747 (+22.72%) Land $129,805 Building $149,942	$279,747 (+22.72%) Land $129,805 Building $149,942
2022	$3,521.00	$227,950 Land $89,865 Building $138,085	$227,950 Land $89,865 Building $138,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Florida Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Florida Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications, Verizon.

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