321 Finch Dr, Clayton, GA 30525 Property Records

Rabun County property record for 321 Finch Dr, Clayton, GA 30525

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1970
Lot Size	0.876 acres (38,161 sqft)
Owner	Company Name on File
Last Sale	$575,000 (Jan 2026)
Tax Bill	$753 (2025)
Deeds & Mortgages	Jan 2026 Sale Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LB16-035-L`

Property Details

APN / Parcel Number

Primary APN	`LB16-035-L`
Alternative APN	`1439`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,104 sqft Heated Area
1st Floor Area	1,104 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	38,161 sqft (0.876 acres)

Exterior Amenities

Porch	Patio
Porch Area	230 sqft
Deck Area	208 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1439
Street Address	321 FINCH DR
City	CLAYTON
State	GA
Zip	30525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VC
Legal Description	LEASE 1031
Jurisdiction	RABUN GA
Township / Civil Division	TIGER
Census Block Group	1
Census Block	1046
Census Tract	970304

Owner

321 Finch Dr is owned by a company that bought it in January 2026.

Source: Rabun County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	890 BEAVERBROOK DR NW, ATLANTA, GA 30318-1603
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Warranty Deed, Transfer
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Apr 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Prior Sale	Apr 29, 2021
Deed Book / Page	P52 / 183
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RABUN GA
Recording Date	Jan 16, 2026
Property Address	321 FINCH DR, CLAYTON, GA 30525
Document Number	000P520183
Book / Page	P52 / 183
Instrument Date	Jan 16, 2026
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	890 BEAVERBROOK DR NW, ATLANTA, GA 30318-1603

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RABUN GA
Property Address	321 FINCH DR, CLAYTON, GA 30525
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 FINCH DR, CLAYTON, GA 30525

Mortgage

Document Number	000N480000000813
Date	Apr 30, 2021
Book Page	0000000N48/0000000813

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 1, 2020

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RABUN GA
Recording Date	Apr 29, 2021
Property Address	321 FINCH DR, CLAYTON, GA 30525
Document Number	000N480811
Book / Page	N48 / 811
Instrument Date	Apr 29, 2021
Instrument	2021-000774
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 POWERS COURT AVE, ALPHARETTA, GA 30004-3044

Tax Assessment & Valuation

The 2025 property tax bill for 321 Finch Dr was $753.

Source: Rabun County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Rabun County
Unified School District	Rabun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$753.00	$46,973 Building $46,973	$117,433 Building $117,433
2023	$699.00 (-3.19%)	$38,200 (+3.59%) Building $38,200	$95,501 (+3.59%) Building $95,501
2022	$722.00	$36,877 Building $36,877	$92,193 Building $92,193

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 321 Finch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Finch Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

May also be available: Verizon.

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