321 Fair Meadows Ct, Gastonia, NC 28056 Property Records

Gaston County property record for 321 Fair Meadows Ct, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,595 sqft · built 1989
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$132,152 (Aug 2014)
Tax Bill	$2,051 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`147190`

Property Details

APN / Parcel Number

Primary APN	`147190`
Alternative APN	`1682534`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,595 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,810 sqft (0.34 acres)
Porch	Porch
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 FAIR MEADOWS CT
City	GASTONIA
State	NC
Zip	28056-9002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SADDLEWOOD BLK B L 64 10 095 035 00 000
Legal Subdivision	THE SADDLEWOOD SUBDIVISION
Legal Block	B
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	1
Census Block	1000
Census Tract	33310

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 FAIR MEADOWS CT, GASTONIA, NC 28056-9002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit CAROLINAS TELCO FCU
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2014 · Amount on Record
Deed Sale	Aug 6, 2014 · Amount on Record
Prior Sale	May 4, 2005 · Amount on Record
Deed Book / Page	4741 / 2014
Prior Transfer Date	Oct 11, 2000
Prior Transfer Doc	3144000040
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	321 FAIR MEADOWS CT, GASTONIA, NC 28056-9002
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056160990
Date	Feb 4, 2026
Book Page	5616/990

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	321 FAIR MEADOWS CT, GASTONIA, NC 28056-9002
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051531741
Date	Sep 8, 2020
Book Page	5153/1741

Lender

Name	CAROLINAS TELCO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Sep 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	321 FAIR MEADOWS CT, GASTONIA, NC 28056-9002
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053240698
Date	Mar 30, 2022
Book Page	5324/698

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	5-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,051.00	$287,390 (-) Land $21,500 Building $265,890
2025	$2,051.00 (+2.7%)	$287,390 (-) Land $21,500 Building $265,890
2023	$1,997.00	$287,390 Land $21,500 Building $265,890
2021			$156,650 Land $21,000 Building $135,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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