Schoharie County and Carlisle Town property record for 321 Evergreen Rd, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,132 sqft · built 1975 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Aug 2003) |
| Tax Bill | $3,787 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 432400 24.-3-32 |
| Primary APN | 432400 24.-3-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| 1st Floor Area | 1,132 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 108,900 sqft (2.5 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Basement |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 425J178005 |
|---|---|
| Street Address | 321 EVERGREEN RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-4158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 3 |
| Legal Lot Number | 32.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 740400 |
Source: Schoharie County and Carlisle Town records · APN 432400 24.-3-32
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 EVERGREEN RD, COBLESKILL, NY 12043-4158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2003 · Amount on Record |
| Deed Sale | Aug 11, 2003 · Amount on Record |
| Prior Sale | Jun 17, 1999 · Amount on Record |
| Deed Book / Page | 742 / 34 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 321 EVERGREEN RD, COBLESKILL, NY 12043-4158 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1870/112 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 1870/112 |
| Instrument | 773646 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 01, 2030 |
Source: Schoharie County and Carlisle Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Carlisle Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,787.00 (+24.37%) | $74,400 (-) Land $14,900 Building $59,500 | $181,463 (+21.95%) Land $36,341 Building $145,122 |
| 2023 | $74,400 Land $14,900 Building $59,500 | $148,800 Land $29,800 Building $119,000 | |
| 2020 | $3,045.00 |
Source: FEMA National Flood Hazard Layer as of February 16, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 23 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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