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321 Esther Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 321 Esther Dr, Forest Hill, MD 21050

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,280 sqft · built 1999
Lot Size0.049 acres (2,120 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Nov 2009)
Tax Bill$3,059 (2026)
Deeds & MortgagesNov 2018 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN03-332764

Property Details

APN / Parcel Number

Primary APN03-332764
Alternative APNs
  • 3332764
  • 332764

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,280 sqft Total Area
Basement Area310 sqft
Finished Basement310 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,120 sqft (0.049 acres)
Garage TypeBasement
Garage Area220 sqft
Parking Spaces1 Parking Space
Deck Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number332764
Street Address321 ESTHER DR
CityFOREST HILL
StateMD
Zip21050-1637
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR2COS
Legal DescriptionLOT 193 2120 SF 321 ESTHER DRIVE SPENCEOLA FRMS S2 P96/33
Legal SubdivisionPHASE II SECTION II SPENCEOLA FARMS
Legal Lot Number193
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group3
Census Block3000
Census Tract303203

Owner

321 Esther Dr, a townhouse, is owned and occupied by an individual who bought it in November 2009.

Source: Harford County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address321 ESTHER DR, FOREST HILL, MD 21050-1637
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
MILEND
Nov 24, 2018Deed of Trust, Mortgage · Conventional with PMI
MILEND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2009 · Amount on File
Deed SaleNov 24, 2009 · Amount on File
Prior SaleDec 10, 2003 · Amount on File
Deed Document Number2009543
Deed Book / Page8393 / 457
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address321 ESTHER DR, FOREST HILL, MD 21050-1637
Document Number0130820447
Instrument DateNov 24, 2018
Transaction TypeMortgage
Record UpdatedDec 19, 2018
Title CompanyEXPRESS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 ESTHER DR FOREST HILL MD 210501637, FOREST HILL, MD 21050-1637

Mortgage

Document Number0130820447
DateDec 6, 2018
Book Page013082/000447
Lender
NameMILEND
AddressALPHARETTA, GA 30009
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 5, 2033

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address321 ESTHER DR, FOREST HILL, MD 21050-1637
Document Number0130820452
Instrument DateNov 24, 2018
Transaction TypeMortgage
Record UpdatedDec 19, 2018
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 ESTHER DR FOREST HILL MD 210501637, FOREST HILL, MD 21050-1637

Mortgage

Document Number0130820452
DateDec 6, 2018
Book Page013082/000452
Lender
NameMILEND
AddressALPHARETTA, GA 30009
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 5, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 321 Esther Dr was $3,059 with a homeowner's exemption, up 8.3% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,059.00 (+8.32%) Homeowner's exemption$280,700$303,500 Land $75,000 Building $228,500
2025$2,824.00 Homeowner's exemption
2023$248,967$269,300 Land $72,000 Building $197,300
2022$2,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Esther Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Esther Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

May also be available: Armstrong.

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