321 Estate Dr, Troy, MT 59935 Property Records

Lincoln County property record for 321 Estate Dr, Troy, MT 59935

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,260 sqft · built 2019
Lot Size	3.19 acres (139,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,130 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2021 Transfer + 1 more
APN	`R5614302`

Property Details

APN / Parcel Number

Primary APN	`R5614302`
Alternative APNs	`56-4391-35-2-01-26-0000` `0000013237`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	450 sqft
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	139,000 sqft (3.19 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	0000013237
Street Address	321 ESTATE DR
City	TROY
State	MT
Zip	59935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KOOTENAI VALLEY ESTATES, S35, T32 N, R34 W, ACRES 3.191, LOT 6 PM 6679 IN NW
Legal Range	34W
Legal Township	32N
Legal Section	35
Legal Subdivision	KOOTENAI VALLEY ESTATES
Legal Lot Number	6
Jurisdiction	LINCOLN MT
Township / Civil Division	TROY
Census Block Group	4
Census Block	4102
Census Tract	500

Owner

321 Estate Dr is owned and occupied by two individuals who acquired it in November 2021.

Source: Lincoln County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 ESTATE DR, TROY, MT 59935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · Line of Credit FIRST MONTANA BANK INC
Nov 12, 2021	Intrafamily Transfer, Transfer TITLE FINANCIAL SPECIALTY SERVICES, TITLE FINCL SPECIALTY SVCS
Dec 28, 2018	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021
Deed Sale	Nov 12, 2021
Prior Sale	Dec 28, 2018
Deed Document Number	2021297199
Deed Book / Page	393 / 539
Prior Transfer Date	Oct 24, 2015
Prior Transfer Doc	000360/165
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	521 ESTATE DR, TROY, MT 59935-9103
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	NOT AVAILABLE, FLYING S T&E LIBBY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 ESTATE DR, TROY, MT 59935-9103

Mortgage

Document Number	000400/858
Date	Mar 22, 2023
Book Page	400/858
Instrument	305067

Lender

Name	FIRST MONTANA BANK INC
Type	Bank
Address	LIBBY, MT 59923

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MT
Recording Date	Nov 12, 2021
Property Address	521 ESTATE DR, TROY, MT 59935-9103
Document Number	000393/539
Book / Page	393 / 539
Map Reference	MB 97 PG 494
Instrument Date	Jul 17, 2020
Instrument	297199
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	TITLE FINANCIAL SPECIALTY SERVICES, TITLE FINCL SPECIALTY SVCS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1226, TROY, MT 59935-1226

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	521 ESTATE DR, TROY, MT 59935-9103

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Dec 28, 2018
Property Address	521 ESTATE DR, TROY, MT 59935-9103
Document Number	000375/270
Book / Page	375 / 270
Map Reference	PL 6679
Instrument Date	Dec 22, 2018
Instrument	277626
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1226, TROY, MT 59935-1226

Tax Assessment & Valuation

The 2026 property tax bill for 321 Estate Dr was $1,130, up 6.1% from the year before.

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Elementary School District	Troy Elementary School District (PK - 08)
Secondary School District	Troy High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,130.00 (+6.1%)	$290,786 (-)
2025	$1,065.00	$290,786	$290,786 Land $88,466 Building $202,320
2023	$1,445.00	$167,485	$167,485 Land $53,855 Building $113,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 321 Estate Dr; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Estate Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 61% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
E.L. Internet Northwest Fixed Wireless	30 / 7
Ziply Fiber DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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