Cambria County property record for 321 Emerald St, Johnstown, PA 15902
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.78 acres (34,073 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $701 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-010.-107.000 |
| Primary APN | 37-010.-107.000 |
|---|---|
| Alternative APN |
|
| Lot Area | 34,073 sqft (0.78 acres) |
|---|
| Street Address | 321 EMERALD ST |
|---|---|
| City | JOHNSTOWN |
| State | PA |
| Zip | 15902-3216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IRREG 1H |
| Jurisdiction | CAMBRIA PA |
| Township / Civil Division | LORAIN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10500 |
321 Emerald St is owned and occupied by an individual who acquired it in July 1998.
Source: Cambria County records, as of April 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 EMERALD ST, JOHNSTOWN, PA 15902-3216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 1998 |
| Deed Sale | Jul 22, 1998 |
| Deed Book / Page | 1544 / 356 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 321 Emerald St was $701.
Source: Cambria County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| Municipality | Lorain Borough |
| Unified School District | Ferndale Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $701.00 | $16,500 Land $2,580 Building $13,920 | |
| 2024 | $2,293.00 | $16,500 Land $2,580 Building $13,920 | |
| 1972 | $16,500 Land $2,580 Building $13,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Emerald St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1978–1996) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Emerald St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 47 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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